France Credit Risk Manager - Hybrid & Growth

American Express; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services company is seeking a Credit Risk Manager to join its Commercial Rating and Underwriting Team. This role involves managing credit risk exposure and performing thorough analyses and evaluations of corporate clients. Candidates should have a minimum of 4 years’ relevant experience and be fluent in French. You will contribute to risk mitigation and decision-making processes while providing valuable insights into credit operations. Competitive salary and comprehensive benefits are offered.

Benefits

Competitive base salaries

Bonus incentives

Comprehensive medical benefits

Flexible working model

Generous paid parental leave

Access to wellness centers

Career development opportunities

Qualifications

• Fluency in French and/or other Western European language would be advantageous.
• Understanding of French and European macroeconomic trends.
• Thorough understanding of fundamental financial analysis.
• Knowledge of how probability of default determines economic capital.
• Experience in determining credit capacity and risk mitigation.
• Familiarity with quantitative credit models and their interpretation.
• Applicable knowledge in banking regulations, especially Basel.
• Specific industry expertise in travel or financial institutions.
• Minimum 4 years' experience in rating or underwriting.

Responsibilities

• Manage portfolio risk and conduct credit analyses.
• Interact with sales and risk partners for rating decisions.
• Assess business and financial risk in credit evaluations.

Skills

Fluency in French

Understanding of French macroeconomic trends

Thorough understanding of fundamental financial analysis

Comfortable with IFRS and French accounting standards

Knowledge of probability of default and economic capital

Experience in risk mitigation techniques

Familiarity with quantitative credit models

Understanding of macroeconomic trends

Experience preparing credit memorandums

Excellent judgment in rating decisions

Familiarity with banking regulations

Industry expertise in travel or financial institutions

Minimum 4 years’ experience

Job description

A leading financial services company is seeking a Credit Risk Manager to join its Commercial Rating and Underwriting Team. This role involves managing credit risk exposure and performing thorough analyses and evaluations of corporate clients. Candidates should have a minimum of 4 years’ relevant experience and be fluent in French. You will contribute to risk mitigation and decision-making processes while providing valuable insights into credit operations. Competitive salary and comprehensive benefits are offered.