Financial Planner

evelyn Partners; Bristol; Hybrid; GBP 30,000 - 50,000; Full time

Job summary

A financial services company in Bristol seeks an Individual Advisor to manage client relationships and deliver tailored financial planning advice. The position requires strong communication skills, relevant qualifications, and a commitment to client services. The role offers competitive benefits and supports a diverse workplace culture.

Benefits

Competitive salary

Private medical insurance

Life assurance

Pension contribution

Generous holiday package

Shared parental leave

Qualifications

• Proven ability to deal with new and existing clients on a fee basis.
• Ability to analyse client information and highlight requirements for suitable recommendations.
• Excellent communication skills, both written and verbal.

Responsibilities

• Support client needs and build new client relationships.
• Execute the annual Business Plan in line with agreed individual targets.
• Maintain accurate and up-to-date client records.

Skills

Client relationship management

Financial planning

Communication

Problem-solving

Education

Relevant Level 4 qualification or above

Job description

Overview

To build and develop trusted relationships with current and potential clients. To be responsible for delivering financial planning and wealth management advice. To work within the context of an agreed business plan. All advice given to clients must be suitable, tailored and personalised to the client and in line with advice and control policies.

Responsibilities

• To look after and support client needs
• To execute the annual Business Plan in line with agreed individual targets
• To build new client relationships and maintain and develop existing client relationships through effective ongoing service to help minimise attrition, and to deliver new instructions and referrals as a result of satisfied clients
• Structure and lead client meetings in a professional manner, ensuring all information and advice provided is up to date, technically accurate and meets clients' needs
• To ensure clients have the right advice to achieve their financial objectives, while understand and considering the impact of factors such as retirement planning, inheritance, and tax efficiency for individual clients
• To ensure client reviews are undertaken at least annually in line with clients' changing risk attitudes and strategic requirements
• To work in partnership with Investment Management (IM) and Professional Services (PS) colleagues to develop client relationships
• Maintain the New Business Pipeline (NBP) and ensure all values and dates are up to date
• Ensure comprehensive client records are kept and that these are accurate and up to date at all times and in line with Group policy
• To strive for no complaints and where they are received ensure that they are raised with the Client Resolution team in a timely fashion and assist in bringing them to a satisfactory resolution
• Ensure that knowledge and skills are maintained and developed in line with industry, regulatory and internal requirements by undertaking regular and appropriate CPD in order to reach their full potential (for the wider benefit of the Group), Understand and be able to evaluate the impact of changes in client circumstances, legislation or the fiscal framework and general economic conditions and take appropriate action to adapt client's financial plans
• Able to explain complex financial planning issues to clients in a clear and comprehensive manner and ensure that they have been fully understood
• Able to explain the divisional strategy, demonstrating how business should be conducted to achieve the desired goals. Contributes to the achievement of the divisional strategy
• Client Engagement: Where appropriate able to structure and lead client meetings ensuring that information given is up to date, clear and not misleading and meets the client's needs
• All dealings with clients are conducted professionally and their requests are dealt with in a timely and effective manner with all correspondence and reporting being clear and not misleading, technically accurate and meets the needs of the client
• Builds a relationship of trust with clients and is able to act as an alternative point of contact for requests and instructions
• Business Development: Able to articulate the key benefits and considerations of our proposition to potential clients and accurately evaluate whether our services are suitable for their circumstances
• Able to build relationships with third parties providing them with clear and accurate information on which to base their decisions
• Regulatory: Ensures that fair treatment of clients is at the forefront of all activities within the division
• Ensures that all interactions with clients and third parties are conducted in an open and transparent manner
• Demonstrates a thorough understanding of the regulatory framework and specifically, but not exclusively, the ability to apply the regulation pertaining to Financial Crime / Market Abuse; Client Money and Assets; Conflicts of Interest; Treating Customers Fairly / Conduct Risk; Data Protection and Information Security; Principles for Businesses including Consumer Duty; Complaints Handling; Conduct of Business Sourcebook (COBS) including Know Your Client, Suitability
• Maintains CPD in line with regulatory and internal requirements and regularly logs CPD undertaken
• Regularly and comprehensively logs CPD undertaken
• Continuous Professional Development: Where required, actively contributes to the development of colleagues
• Supervision: Leads by example with strong values and ethical conduct; completes regular assessments and provides feedback; delivers training, coaching and support; ensures reports comply with policies
• Ensures knowledge of direct reports is up to date and that changes are communicated
• Deals with underperformance or conduct issues fairly and promptly with appropriate involvement of senior management and HR
• Ensures recruitment criteria are applied strictly and training needs for new recruits are evaluated with appropriate interventions
• Creates an environment that attracts and retains the best people who share our values
• Ensures direct reports comply with the Group's Conduct Risk policy
• Owns and promotes Training and Competence with direct reports, delivering activities from the Training and Competence scheme
• Risk Management: Demonstrates understanding of risks to clients and how they will be mitigated; applies the Group\'s Conduct Risk Framework
• Knowledge Management, Administration and Record Keeping: Manages records and data in line with Group policy; uses relevant systems; applies department decision making and escalation processes; understands division structure
• Operates in accordance with division policies and procedures; maintains comprehensive client records up to date

Qualifications and Education

• This role would suit somebody looking for their first advisory role & holds a relevant level 4 qualification or above
• Proven ability to deal with new and existing clients on a fee basis
• Ability to understand and communicate advice practices and processes clearly and effectively
• Ability to analyse client information and highlight requirements to make suitable recommendations
• Technical/product knowledge and effective communication of wide ranging holistic financial planning strategies & solutions
• A strong ethic of client and customer service
• Ability to work under pressure and prioritise work
• Excellent communication skills, both written and verbal
• Experience of operating within a risk management framework with understanding of risks pertaining to a private client business

Professional Qualifications

• Holds a relevant level 4 qualification or above (aspiring for Level 7) and maintains an up-to-date Statement of Professional Standing

Key Competencies

• Financial Planning
• Able to construct and maintain suitable financial plans for clients taking into account: Client\'s requirements, circumstances, tax situation; appetite for risk; short, medium, and long-term aspirations
• Understand the impact of retirement planning, inheritance/estate planning, divorce, investment structures, tax efficiency and construct plans accordingly
• Understand features and benefits of financial products and select suitably
• Able to identify suitable financial solutions for ongoing needs and monitor their plans

Benefits

• Competitive salary
• Private medical insurance
• Life assurance
• Pension contribution
• Hybrid working model (role dependent)
• Generous holiday package
• Option to purchase additional holiday
• Shared parental leave

We are proud to value the differences that a diverse workforce brings, representative of society and our clients. At Evelyn Partners we have a wide range of active employee resource groups and diversity, equity and inclusion initiatives. We are committed to providing a workspace where all colleagues feel respected and supported. We are happy to make reasonable adjustments to accommodate your needs throughout the application process. Please let your Recruiter know.