Director Residential & Commercial Real Estate Lending UK

Page Executive; London; Hybrid; Confidential; Full time

Job summary

A leading investment management firm is seeking a Director of Residential & Commercial Real Estate Lending to manage property loans across the UK. The ideal candidate will have 8-12 years of relevant experience, strong market relationships, and a hands-on approach. This role offers a competitive salary, performance-linked bonus, and a hybrid work environment.

Benefits

Competitive base salary

Performance-linked bonus

Opportunity to shape a growing lending platform

Qualifications

• 8-12+ years in real estate lending, structured finance, or private credit investing.
• Demonstrable track record in originating £1m-£30m loans.
• Strong understanding of UK planning and real estate markets.

Responsibilities

• Source and originate residential and commercial loans across the UK.
• Lead credit analysis, financial modelling, and risk assessments.
• Manage the transaction lifecycle from term sheet to drawdown.

Skills

Entrepreneurial mindset

Excellent credit judgement

Strong negotiation and presentation skills

Education

Degree in Finance, Real Estate, or Economics

Job description

About Our Client

Residential & Commercial Real Estate - Deal Size £1m-£30m UK

Well regarded UK investment manager. London or UK wide home-based

Job Description

My client is looking for Director of Residential & Commercial Real Estate Lending to lead the origination, structuring, and execution of property loans across the UK, with a focus on deal sizes between £1 million and £30 million. This role is ideal for a candidate with strong market relationships, deep credit expertise, and a hands-on approach to deal-making in the mid-market space.

Responsibilities

• Origination & Market Coverage
• Source and originate residential & commercial development, bridging, and investment loans across the UK.
• Maintain and grow a network of brokers, developers, family offices, and other introducers.
• Identify underserved market segments and develop tailored lending solutions.
• Credit & Structuring
• Lead credit analysis, financial modelling, and risk assessment for new transactions.
• Structure bespoke lending solutions, including senior, mezzanine, and stretch senior facilities.
• Prepare and present detailed investment papers to the credit committee.
• Execution & Portfolio Management
• Manage the full transaction lifecycle from term sheet to drawdown.
• Oversee third-party due diligence (valuations, legal, QS, etc.).
• Monitor ongoing loan performance and proactively manage risks and borrower relationships.
• Strategic Input
• Contribute to the fund's lending strategy and deployment targets.
• Provide market intelligence and competitor insights to inform pricing and risk appetite.
• Support the development of new lending products and underwriting frameworks.

The Successful Applicant

Candidate Profile

Experience:

• 8-12+ years in real estate lending, structured finance, or private credit investing.
• Demonstrable track record of originating and executing residential and / or commercial loans in the £1m-£30m range.
• Strong understanding of UK planning, development, and residential and commercial real investment markets.

Skills & Attributes:

• Entrepreneurial mindset with a strong origination network.
• Excellent credit judgement and structuring capabilities.
• Confident communicator with strong negotiation and presentation skills.
• Comfortable working in a lean, fast-paced, and dynamic environment.

Qualifications:

• Degree in Finance, Real Estate, Economics, or a related field.
• CFA, ACA, MRICS, or similar qualifications are advantageous but not essential.

What’s on Offer

What We Offer:

• Competitive base salary and performance-linked bonus.
• Hybrid office environment, two days work from home and three days in the office or with clients.
• Opportunity to shape a growing lending platform with institutional capital.
• Flat structure with direct access to senior leadership and investment committee.
• Collaborative and entrepreneurial team culture.