Corporate Portfolio Director - South West

Together; Bristol; On-site; GBP 70,000 - 90,000; Full time

Job summary

A UK-based financial services company is seeking a Corporate Portfolio Director in Bristol to manage a portfolio of Corporate Customers with complex needs. The role involves developing strong relationships, implementing credit strategies, and tracking departmental data to minimize risks. The ideal candidate will have expert knowledge in the commercial and residential lending market, along with deep understanding of credit management strategies. This position offers a chance to influence key stakeholders and support a diverse and inclusive workplace.

Qualifications

• Strong relationship and portfolio management experience is essential.
• Expert knowledge of the commercial & residential lending market is required.
• Deep knowledge of credit management strategies necessary.

Responsibilities

• Manage a portfolio of Corporate Customers, focusing on complex needs.
• Develop relationships across all levels with Corporate Customers.
• Implement credit strategies to minimise credit risk and create lending opportunities.
• Track departmental data to support decision-making processes.
• Identify and manage horizon risks in the wider business context.
• Maintain industry knowledge across all asset types and sectors.

Skills

Strong relationship and portfolio management experience

Expert knowledge of the commercial & residential lending market

Deep knowledge of credit management strategies

Ability to effectively challenge and influence key stakeholders

Good understanding of financial accounts & cash flow forecasts

Job description

Job Description

As a Corporate Portfolio Director, you will be responsible for managing a portfolio of Corporate Customers across the South West, some of whom will have complex needs or may experience challenges that need support / corrective measures to protect the loan book. You will work with the Exec team to deliver appropriate risk strategies and credit limits for your portfolio. Working to achieve a commercially balanced sustainable solution, assessing the credit position and identifying the right option suitable to meet both the Customer and business needs. This will include assessing new lending opportunities and maintaining an ongoing review of the Customer’s wider business to identify credit appetite.

As a Corporate Portfolio Director, we are looking for someone to :

• Develop relationships at all levels with your portfolio of Corporate Customers and senior stakeholders to enable successful business relationships; allowing us to manage, protect and grow the loan book
• Actively own and manage allocated corporate accounts by implementing credit strategies to effectively & efficiently minimise credit risk; providing solutions and creating potential lending opportunities where appropriate
• Manage, track & analyse departmental data to support the decision making process
• Work with the wider business to identify & manage horizon risks
• Maintain strong & relevant industry knowledge across all asset type, sectors and regions
• Support the management of the department by identifying process opportunities to improve the outcome for Customers and our business

Qualifications

Essential

• Strong relationship and portfolio management experience
• Expert knowledge of the commercial & residential lending market
• Deep knowledge of credit management strategies
• Ability to effectively challenge and influence key stakeholders
• Good understanding of financial accounts & cash flow forecasts

If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.

Additional Information

Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.

Click here for more information on our Recruitment Process

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.