Banking Job - Mandarin speaking Head of Credit - London - wm

First People Recruitment; City Of London; On-site; GBP 102,000 - 120,000; Full time

Job summary

A leading recruitment firm in London is seeking a Mandarin speaking Head of Credit to oversee credit risk policies and ensure compliance. The ideal candidate will possess strong leadership skills, extensive credit analysis experience in the commodities sector, and the ability to communicate effectively across all levels. This role offers a salary of up to £120k, based in the office.

Qualifications

• Fluency in Mandarin Chinese is a must.
• Experience in credit analysis or credit risk in the commodity sector is essential.
• Proven leadership skills in a dynamic environment.

Responsibilities

• Ensure compliance with credit risk policies and procedures.
• Perform credit assessment of clients and counterparties.
• Monitor client exposure against credit limits.

Skills

Mandarin

credit analysis

credit risk

team management

ACCA/CIMA

Tools

MS Excel

MS Word

Job description

Please note that this job requires fluency in Mandarin Chinese and experience in credit analysis or credit risk in the commodity sector.

Your New Job Title: Mandarin speaking Head of Credit

The Skills You'll Need: Mandarin, credit analyst, credit risk, team management, ACCA/CIMA

Your New Salary: up to £120k, depending on experience

Office based

To be successful in this role, our client has said it is essential that candidates:

• are fluent in Mandarin Chinese
• have credit analysis or credit risk experience in commodity sector

What You'll be Doing:

• Ensure compliance with the credit risk policies and procedures and ensure that a sound environment for granting, measuring, monitoring and controlling credit risk is in place.
• Enhance the strategy, policies and procedures of Credit Risk to support the organisational business strategy and to ensure adherence to best practice.
• Perform credit assessment and review (quantitative and qualitative) of potential and current clients/counterparties including corporates, financial institutions, CCPs and State Owned Enterprises.
• Present credit risk assessments and recommendations to the Credit Committee for approval.
• Monitor client exposure against various limits and initiate risk mitigation action against any breaches as per credit policy and procedure.
• Maintain and update credit record/documentation of clients, including financials, approved limits, review decisions etc.
• Maintain an understanding of all pertinent regulations as well as best practices pertaining to the overall credit operation.
• Maintain continual focus on market methodological developments with regard to portfolio credit risk measurement techniques and ensure adoption of relevant techniques where appropriate.
• Continual focus on global macro-economic environment with understanding of specific country factors and impact of those factors on the credit risk assessment with regard to clients and counterparties incorporated or operating in those countries.
• Embed group credit risk related policies and procedures to local process.
• Support the Head of Risk for risk management activities in market risk, liquidity risk and operational risk
• Perform the below with the support of the risk analysts: annual risk policy reviews, organising and attending credit committee and risk management committee, new product launch and post launch evaluation etc.
• Other ad hoc duties as assigned by the management.

The Skills You'll Need to Succeed:

• Proven track record in corporate credit analysis experience, including profit and loss, balance sheet and cash flow analysis
• Leadership skills in leading a credit team within a dynamic environment to quickly resolve issues
• Track record in compiling researched credit assessments with sound conclusions
• Experience of reviewing clients that operate in the commodities sector
• Understanding inherent risk in granting credit lines for IM and VM requirements for clients
• Strong report writing skills and ability to consolidate large amounts of qualitative and quantitative data
• Ability to communicate effectively in a manner appropriate to the audience from junior level colleagues, to senior management as well as a diverse external client base
• Proven mentoring skills to develop junior members of staff
• Good MS Excel and Word skills

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.