Farm Underwriting Specialist – Waterloo, Ontario

Heartland Farm Mutual Inc.; Waterloo; Hybrid; CAD 60,000 - 100,000; Full time

Job summary

An innovative firm in the insurance sector seeks a Farm Underwriting Specialist to lead training initiatives and manage complex underwriting projects. This role offers a chance to impact the future of insurance while working with a dedicated team. You'll leverage your expertise in risk assessment and decision-making to guide both junior staff and external partners. With a hybrid work model, you can enjoy flexibility while contributing to a collaborative environment. If you're passionate about making a difference and growing your career, this opportunity is perfect for you.

Benefits

Health and dental coverage

Generous pension plan

Incentive plan

Flexible hybrid work model

Qualifications

• 8-10 years of complex underwriting experience, especially in farm underwriting.
• Strong analytical and decision-making skills with a focus on risk assessment.

Responsibilities

• Lead special projects and initiatives in underwriting.
• Provide training to internal staff and external partners on underwriting practices.

Skills

Analytical Skills

Communication Skills

Decision-Making

Negotiation Skills

Education

Post-secondary education

CIP designation

Tools

Underwriting Software

Job description

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.

Farm Underwriting Specialist – Waterloo, Ontario

What will you do…

1. Act as the lead person on all special projects and initiatives as may be required.
2. Assist in the development and delivery of technical and non-technical Underwriting training to internal staff and external brokers and business partners.
3. Lead training initiatives both in group and in one-on-one settings as well as developing training materials.
4. Utilize specialized knowledge of products and pricing to interpret and guide others (co-workers and distributors).
5. Use full knowledge of policy wordings to train junior staff in risk analysis, identifying coverage gaps, and promoting additional product line sales.
6. Provide training to new hires and junior staff to ensure compliance and minimize company exposure.
7. Understand the terms, conditions, and exclusions of policy coverages and recognize gaps or exposures to loss.
8. Be aware of political, legal, and social influences on underwriting and ensure compliance with established principles.
9. Refer to other product line underwriters as needed.
10. Explain factors affecting loss ratios, severity, and frequency.
11. Analyze relevant data using appropriate software to assess risk levels.

What you will bring…

1. 8-10 years of complex underwriting experience, including farm underwriting.
2. Post-secondary education; CIP designation is an asset.
3. Exceptional analytical skills and informed decision-making ability.
4. Strong communication skills adaptable to various audiences.
5. Ability to influence decisions and negotiate strategically.
6. Enthusiastic learner, capable of working independently or within a team.
7. Proven decision-making and analytical skills, with a focus on business growth and risk assessment.

What we offer…

In return, we offer numerous opportunities for learning and growth. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Join us to help shape the future of insurance, succeed as a team, and grow with us.

Our benefits include health and dental coverage, a generous pension plan, and participation in our incentive plan. Our hybrid work model allows you to collaborate in the office and work from home for flexibility and balance.

Intrigued? We can’t wait to hear from you!

If you meet the qualifications and would thrive in a respectful and valued environment, please apply via our website. Accommodations are available upon request for all stages of the selection process.

A Place Where YOU Can Make a Difference! Proudly Canadian. Mutually Owned.