Personal Lines Underwriting Specialist – Waterloo, Ontario

Heartland Farm Mutual Inc.; Waterloo; Hybrid; CAD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Personal Lines Underwriting Specialist to join their dynamic team in Waterloo. This role offers a unique opportunity to lead training initiatives and guide junior staff while utilizing your extensive underwriting experience. You will be empowered to make informed decisions, influence outcomes, and contribute to a collaborative work environment. With a hybrid work model and excellent benefits, this position allows you to thrive both personally and professionally. If you're ready to make a meaningful impact in the insurance sector, this is the opportunity for you.

Benefits

Health and dental coverage

Generous pension plan

Incentive plan

Hybrid work model

Qualifications

• 8-10 years of complex underwriting experience required.
• Exemplary analytical and decision-making skills are essential.

Responsibilities

• Lead training initiatives for internal staff and brokers.
• Analyze data to determine acceptable risk levels.

Skills

Analytical Skills

Communication Skills

Decision-Making

Negotiation

Risk Analysis

Education

Post-secondary education

CIP designation

Tools

Underwriting Software

Job description

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of
talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.

Heartland Mutual Insurance has an excellent opportunity in our Underwriting Department for a Personal
Lines Underwriting Specialist.

Personal Lines Underwriting Specialist – Waterloo, Ontario

What you will do…

• Act as the lead person on all special projects and initiatives as may be required.
• Assist in the development and delivery of technical and non-technical Underwriting training to
  internal staff and external brokers and business partners.
• Lead training initiatives both in group and in one-on-one settings as well as developing training
  materials.
• Has specialized knowledge of own products and pricing to interpret and provide guidance to others
  (co-workers and distributors).
• Uses full knowledge of policy wordings to train junior staff with risk analysis, recommendation of
  missing coverage, and generation of additional product line sales.
• Provides training to new hires and junior staff to ensure compliance and minimize company
  exposure.
• Fully understands the common terms, conditions and exclusions of policy coverage’s and can
  recognize gaps in coverage, or exposure to loss.
• Understands the political, legal and social influences on underwriting own product line, and ensures
  compliance with established principles.
• Aware of acceptance rules for other related lines of business.
• Refers to other product line underwriters accordingly.
• Can explain factors affecting loss ratios, severity and frequency.
• Analyzing all relevant data using appropriate software to determine whether the level of risk is
  acceptable.

What you will bring…

• Have 8-10 years of complex underwriting experience.
• Post-secondary education, CIP designation is an asset.
• You have exemplary analytical skills and can make informed decisions.
• You are a skilled communicator who can adapt your approach to your audience.
• You can influence decisions and negotiate strategically.
• You are an enthusiastic learner who thrives within a team or independently.
• Effective communication and interpersonal skills, both written and verbal.
• You have proven decision-making and analytical skills, including the ability to determine how to
  grow business profitability through assessment and analysis of individual risks.

What we offer…

In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.

At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds – the ability to collaborate and connect with great colleagues and enjoy the benefits of working from home.

Intrigued? We can’t wait to hear from you!

If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply on the company website. Accommodations are available on request for candidates taking part in all aspects of the selection process.

A Place Where YOU Can Make a Difference! Proudly Canadian. Mutually Owned.