Risk Assessment Specialist – Waterloo, Ontario

Heartland Farm Mutual Inc.; Waterloo; On-site; CAD 50,000 - 75,000; Full time

Job summary

An innovative insurance firm is seeking a Risk Assessment Specialist to join their Loss Prevention Department. In this role, you will conduct thorough inspections of various properties, identifying hazards and providing detailed reports to support underwriting decisions. You will have the opportunity to travel within your designated region, work independently, and contribute to the continuous improvement of safety standards. With a focus on professional development and a supportive work environment, this position offers a chance to make a significant impact in the insurance industry while enjoying a range of benefits including health coverage and a pension plan.

Benefits

Health and dental coverage

Generous pension plan

Incentive plan

Qualifications

• Minimum 3 years of experience in commercial or farm loss control.
• General knowledge of fire prevention systems and construction.

Responsibilities

• Conduct detailed inspections of farms, commercial, and residential properties.
• Develop and submit electronic reports with recommendations to underwriting.

Skills

Commercial loss control background

Strong oral and written communication skills

Self-starter

Knowledge of electrical and mechanical systems

Education

Post-secondary education

Courses in risk management

Tools

RCT software

Douglas Cost Guides

Microsoft Word

Microsoft Excel

Job description

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of
talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.

Heartland Mutual Insurance has an excellent opportunity in our Loss Prevention Department for a Risk Assessment Specialist.

What you will do…

• Provide detailed farm, commercial and residential inspections in your designated region.
• Travel extensively throughout your designated region within a flexible schedule, including evenings and weekends.
• Organizing and carrying out inspections to evaluate properties and report on-site observations for insurance underwriting purposes.
• Identifying and analyzing hazards and critical issues, measuring buildings, and taking photographs, as well as inspecting features, such as fire prevention systems, heating equipment, and fuel storage tanks.
• Develop and submit electronic reports, complete with thermal and digital imagery as well as recommendations to underwriting.
• Clear communication of requirements to brokers and insureds.
• Develop and maintain fully documented inspection files.
• Participate in on-going training and continuous education.
• Provide education/awareness sessions to all key stakeholders.

What you will bring…

• A valid Ontario driver’s license and an exceptional driving record are required. A company vehicle and all work-related equipment will be provided.
• Minimum 3 years with a commercial or farm loss control background.
• General knowledge of electrical, mechanical and/or construction, W.E.T.T knowledge and fire knowledge would be an asset.
• Education/courses relevant to risk management, valuation and/or other insurance accreditation will be an asset.
• Experience using RCT, Douglas Cost Guides and other insurance to value software is an asset.
• Post-secondary education and/or trade.
• Strong oral and written communication skills, including report writing.
• Proficient in the use of Microsoft Word and Excel.
• Must be a self-starter and work well independently.

What we offer…

In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.

At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan.

Intrigued? We can’t wait to hear from you!

If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply on the company website. Accommodations are available on request for candidates taking part in all aspects of the selection process.

A Place Where YOU Can Make a Difference! Proudly Canadian. Mutually Owned.