Actuarial Analyst II

TD; Canada; On-site; CAD 78,000 - 106,000; Full time

Job summary

A leading insurance provider in Montreal seeks an experienced Actuarial Analyst for GI Underwriting Strategy. The role involves developing underwriting strategies, supporting processes, and liaising with partners. Ideal candidates will have a bachelor’s degree in Actuarial Sciences and a minimum of 2 years of experience in Property & Casualty, alongside strong analytical skills. This position offers competitive compensation and growth opportunities.

Benefits

Competitive salary

Career development opportunities

Training and onboarding

Qualifications

• Minimum of 2 years of actuarial experience in Property & Casualty.
• Advanced analytical and decision-making skills.
• Recognized for thoroughness and quality of work.

Responsibilities

• Develop underwriting strategies aligned to TDI P&L objectives.
• Support the optimization of underwriting processes.
• Liaise with partners and stakeholders.

Skills

Analytical skills

Problem-solving skills

Client-focused

Teamwork

Excel proficiency

Programming interest

Education

Bachelor degree in Actuarial Sciences

Working towards Associateship with actuarial bodies

Job description

Work Location: Montréal, Quebec, Canada

Hours: 35 hours per week

Line of Business: Data & Analytics

Pay Details: 78,600 – 105,500 CAD

This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorised products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada‑wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

Actuarial Analyst – GI Underwriting Strategy

GI UW Strategy oversees the overall underwriting strategy of general insurance products, ensuring alignment with TD Insurance’s business objectives while adhering to jurisdictional regulations. Underwriting is a determining component of our home and auto insurance products that cater to direct and affinity markets.

Reporting to the UW Strategy Manager, the Actuarial Analyst plays a key role in the end‑to‑end execution of underwriting strategies and underwriting changes that help drive financial results while adhering to TDI’s risk appetite.

Responsibilities

• Develop underwriting strategies aligned to TDI P&L objectives.
• Support the optimization of the underwriting processes with a focus on straight‑through processing.
• Support underwriting expenses monitoring.
• Liaise with internal and external partners and stakeholders and contribute to building and maintaining those relationships.
• Support our business partners for underwriting related issues.
• Support junior team members.
• Contribute to the team's innovation culture to further enhance underwriting capabilities and better support business objectives.

Job Requirements

• Minimum of 2 years of actuarial experience in Property & Casualty.
• Bachelor degree in Actuarial Sciences or related field.
• Acquired or working towards Associateship with the Casualty Actuarial Society, Canadian Institute of Actuaries or equivalent.
• Excellent knowledge of Excel.
• Proficiency and interest for programming.
• Advanced analytical, decision‑making and problem‑solving skills.
• Client‑focused and aptitude for teamwork with solid organizational and communications skills.
• Autonomous and perseverant; shows initiative and creativity in their work.
• Recognized for their thoroughness and the quality of their work.

Who We Are

As part of TD Bank Group, one of Canada’s largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. More than four million customers count on us.

As the largest direct to consumer insurer in Canada, we are always innovating and providing exciting and rewarding career opportunities for our Canada‑wide workforce.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more.

Additional Information

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Sans Objet