Risk Manager - Avp

Credit Saison Brazil; São Paulo; Presencial; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

Uma instituição financeira está em busca de um Gerente de Risco (AVP) para fortalecer sua estrutura de gerenciamento de riscos. O candidato ideal terá mais de 7 anos de experiência em funções de risco em instituições financeiras ou fintechs, com forte compreensão das normas regulatórias do Bacen. O profissional terá a responsabilidade de desenvolver políticas, coordenar relatórios regulatórios e oferecer insights baseados em dados. A fluência em Português e Inglês é obrigatória.

Qualificações

• Mínimo de 7 anos de experiência em funções de risco em instituições financeiras ou fintechs.
• Experiência em conformidade regulatória e projetos de autorização junto ao Bacen é valorizada.

Responsabilidades

• Desenvolver e manter a estrutura de gerenciamento de risco da empresa.
• Liderar modelos de avaliação de risco e controles em produtos de crédito.
• Coordenar submissões periódicas ao Bacen, garantindo precisão.

Conhecimentos

Liderança prática

Estruturação de processos de risco

Conhecimento das regulamentações Bacen e CMN

Habilidade analítica

Fluência em Português e Inglês

Formação académica

Graduação em Negócios, Economia, Engenharia ou Estatística

Descrição da oferta de emprego

About the Company

Credit Saison Brazil (“CSBR”) is part of Credit Saison Group, which has Credit Saison Co. Ltd. (Japan) as ultimate parent and Saison International (Singapore) as its international headquarter. Our core businesses are lending operation and equity investment consisting of early‑stage start‑up investment and M&A / joint venture.

Founded in 1951, Credit Saison Co. Ltd., is one of Japan’s largest non‑bank financial corporations listed on Tokyo Stock Exchange. Outside Japan, over 1,000 talented employees are working across global markets because of Credit Saison’s dedication to foster an environment of diversity, collaboration, inclusion and career growth. The group has a mission to bring people, partners and technology together, delivering resilient and innovative financial solutions for positive impact.

Established in 2023, CSBR primarily provides credit solutions in Brazilian private debt market to support the innovators as a transformative partner in contributing to financial inclusion. So, if you’re passionate about making positive impacts in the finance sector while working in a multi‑cultural environment, we want to hear from you. Join us on this exciting journey, where your talent can make a meaningful difference and together, let’s contribute to the future of finance in Brazil.

About the Role

The Risk Manager (AVP) will strengthen the company’s risk management framework, with focus on financial risks , and regulatory reporting for a financial institution in Brazil. This role plays a critical function in ensuring robust risk practices, aligned with Banco Central do Brasil (Bacen) requirements, internal risk appetite, and group standards. Experience in designing risk processes for regulatory authorization is a strong advantage.

Responsibilities

1. Risk Management Framework & Governance

• Develop, enhance, and maintain the Enterprise Risk Management Framework, ensuring alignment with BCB, CMN Resolutions, and group risk standards.
• Define and update risk policies, risk appetite statements (RAS), and risk taxonomy.
• Support risk governance forums, including preparation of materials for Risk Committees and Board‑level reporting.

2. Financial Risk Models and Controls

• Lead risk assessment models, monitoring, and controls across lending products, investments, credit, and FIDC structures.
• Oversee operational risk management, including risk & control self‑assessments (RCSA), incident reporting, KRI monitoring, third‑party risk, and business continuity aspects.
• Evaluate new products, initiatives, and partnerships, conducting Risk & Compliance Assessment (RCA) and issuing signoffs.

3. Regulatory Reporting & Bacen Interface

• Coordinate periodic submissions to Bacen, ensuring accuracy and compliance with regulatory standards.
• Prepare risk‑related regulatory documentation and respond to RFIs, audits, and supervisory requests.
• Support the company’s regulatory authorization process, including designing risk controls tailored for licensing requirements.

4. Data & Analytics

• Develop and enhance risk dashboards, models, and automated reporting for credit, operational, and financial risk indicators.
• Use data insights to inform business decisions and risk mitigation strategies.

Skills, Experiences & Qualifications

• Hands‑on leadership style with the ability to make sound technical decisions.
• Experience in structuring risk process for financial or payment institutions, including regulatory compliance requirements.
• Bachelor's degree in business, Economics, Engineering, Statistics, or related field.
• 7+ years of experience in Risk functions within financial institutions, fintechs or risk metrics platforms.
• Strong knowledge of Bacen and CMN regulations (ex. : Res. 4.557, 4.970, 4.953).
• Prior involvement in Bacen authorization / licensing projects is highly valued.
• Fluency in Portuguese and English (mandatory).
• Strong analytical mindset and quantitative skills.
• Structured problem‑solving and risk‑based decision making.
• High level of ownership, organization, and stakeholder management.