Mortgage & Finance Broker | Client-Focused Advisor

Limitless Finance Solutions Pty Ltd; Melbourne; On-site; AUD 70,000 - 110,000; Full time

Job summary

Limitless Finance Solutions Pty Ltd in Melbourne CBD is seeking a motivated Finance Broker to join our expanding Mortgage and Finance team. You will guide clients from initial financial assessment and loan strategy through to application, approval and settlement, serving PAYG employees, self-employed applicants, property investors and clients with complex structures.

The role requires strong analytical skills, attention to detail, and regulatory compliance.

Qualifications

• Certificate IV in Finance and Mortgage Broking and/or Diploma of Finance and Mortgage Broking Management.
• Current MFAA or FBAA membership, or eligibility to obtain membership.
• Experience in mortgage broking, banking, lending or financial services is advantageous.
• Knowledge of loan serviceability and lender credit policies.

Responsibilities

• Assess clients’ financial circumstances, borrowing capacity and loan serviceability.
• Identify clients’ financial objectives and recommend lending products and loan structures.
• Review and interpret financial documentation for self-employed applicants and entity borrowers.
• Research and analyse lender products, credit policies, pricing and eligibility requirements.
• Develop tailored residential and commercial lending strategies that align with clients’ objectives.
• Liaise and negotiate with lenders, BDMs and credit assessors to achieve suitable outcomes.
• Conduct client interviews and complete financial position and living-expense assessments.
• Coordinate the collection, verification and review of supporting documentation.
• Prepare, compile and lodge finance applications.
• Manage applications through assessment, approval, loan documentation and settlement.
• Provide clients with clear and timely updates throughout the lending process.
• Ensure all files comply with legislation, responsible lending and internal procedures.
• Maintain accurate client records and professional relationships.

Skills

Analytical skills

Attention to detail

Problem-solving

Regulatory compliance

Education

Certificate IV in Finance and Mortgage Broking

Diploma of Finance and Mortgage Broking Management

Tools

CRM systems

Microsoft Office

Aggregator platforms

Job description

Limitless Finance Solutions Pty Ltd in Melbourne CBD is seeking a motivated Finance Broker to join our expanding Mortgage and Finance team. You will guide clients from initial financial assessment and loan strategy through to application, approval and settlement, serving PAYG employees, self-employed applicants, property investors and clients with complex structures.

The role requires strong analytical skills, attention to detail, and regulatory compliance.