Mortgage Broker

Simplerecruit; Melbourne; On-site; AUD 80,000 - 100,000; Full time

Benefits offered by this job

Commission

Superannuation

Southbank office

Job summary

Simplerecruit in Melbourne's Southbank is seeking a motivated Mortgage Broker with 2 years' experience to join our growing team.

You will meet clients, provide strategic loan advice, assess borrowing capacity, gather paperwork, liaise with lenders, and support investment and SMSF strategies while upholding NCCP and ASIC best interests duties.

A base salary of $80,000–$100,000 plus commission and superannuation accompanies a weekday schedule.

Qualifications

• 2 years of experience as a Mortgage Broker.
• Must have Certificate IV in Finance and Mortgage Broking or Diploma & Professional MFAA or FBAA membership.
• Experience with SMSF loans, lender policy knowledge, quick refinancing turnaround, and off-the-plan lending solutions.

Responsibilities

• Client Liaison with new and existing clients to understand financial goals and requirements.
• Assess borrowing capacity and provide personalized mortgage strategy advice; recommend lender options.
• Gather necessary paperwork and guide admin to complete lender applications smoothly.
• Ensure compliance with NCCP and ASIC regulations and uphold best-interests duty.

Skills

Strong lender policy knowledge

SMSF loan experience

Refinancing turnaround

Off-the-plan lending solutions

Education

Certificate IV in Finance and Mortgage Broking

Diploma & Professional MFAA or FBAA membership

Job description

Join Our Dynamic Mortgage Brokering Team!

We're a thriving finance business on the lookout for a motivated individual to join our growing team.

About Us:

At our core, we believe in delivering unparalleled service and strategic mortgage broking advice. Our mission is to educate and empower clients to achieve their ideal lifestyle. We take a strategic approach to mortgages, setting up loan structures that support our clients in money management, maximising tax deductions, offset utilisation, and risk management, property investment, SMSF advice as opposed to just rate selling. We understand that a mortgage is so much more than an interest rate.

What Sets Us Apart:

Diverse Portfolio:Begin with an existing database and have access to unlimited new leads to grow your potential earnings.

Career Growth:Receive mentoring from a seasoned team leader or take the reigns and work autonomously if you are already seasoned - we are flexible - as long as you get the deal done.

Role Responsibilities:

Client Liaison:Meet with clients both new and existing. Understand clients' financial goals and assess their requirements.

Assessment:Provide personalized mortgage strategy advice, assess borrowing capacity, and recommend viable lender options. Work with investment consultants to aid in sale of property investment and SMSF strategy.

Lender Application:Gather necessary paperwork and provide clear instructions to our admin team for seamless application processing.

Compliance:Adhere to NCCP and ASIC Regulations, ensuring responsible lending and best interest duty obligations.

What We're Looking For:

Experience:2 years as a qualified Mortgage Broker. Preferably have worked with 2-part House and Land loans and 1-part SMSF loans

Qualifications: MUST haveCertificate IV in Finance and Mortgage Broking or Diploma & Professional Membership with MFAA or FBAA.

Skills:Strong lender policy knowledge, SMSF loan experience, quick refinancing turn around, off-the plan lending solutions

Attributes:Self-motivated, highly organized, and committed to a strong work ethic.

Collaborative Mindset:Desire to be part of a team with a long-term career goal in strategic mortgage broking.

Competitive Salary:

$80,000 - $100, 000 base salary + commission + superannuation.

Work Schedule:

Monday to Friday 8.30am-5pm Southbank office location