Senior Team Leader - Credit Control

Abu Dhabi Commercial Bank; United Arab Emirates; Hybrid; AED 120,000 - 200,000; Full time

Job summary

A leading financial institution in the UAE is seeking an ambitious professional for a role in credit operations. Responsibilities include overseeing credit applications and ensuring compliance with bank policies, alongside managing a team to meet targets. The ideal candidate will have at least 5 years of experience in banking and a bachelor's degree in finance or banking. Comprehensive benefits and flexible working arrangements are offered, emphasizing a supportive learning environment.

Benefits

Comprehensive medical insurance

Paid leave and leave airfare

Employee preferential rates on loans

Staff discounts and offers

Children education assistance

Flexible working arrangements

Learning and Development Opportunities

Qualifications

• At least 5 years of experience in Banking.
• Minimum 3 years in wholesale credit administration functions.
• Familiarity with Limit/Collateral/Exposures processes and systems.

Responsibilities

• Oversee credit applications and ensure compliance with Bank policy.
• Conduct credit processing and manage operational risks.
• Manage team performance in line with ADCB's policies.

Skills

Banking experience

Credit administration

Process/Systems Management

Core Banking Systems

Microsoft Office

Education

Bachelor’s Degree in Banking or Finance

Job description

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Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued.

About the business area

The Credit Group, within the Corporate & Investment Banking Group (CIBG), oversees corporate credit risk management, including Strategic Clients and Government Banking Division, Financial Institutions Division, and Corporate and Mid-Market Banking segment of the Business Banking Group. It develops and implements systems and procedures for the identification, assessment, measurement, monitoring, and control of credit risk, aligning with the bank's overall Risk framework and Risk Appetite policy.

We are actively seeking an ambitious professional to join our team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking.

In this role, your key responsibilities include :

• Oversee the teams review and analysis of all credit applications and supporting documentation, ensuring compliance to Bank policy, standards and requirements and carry out set-up/disbursement processing in order to mitigate operational risks.
• Provide approval/sign-off to team submissions in order to facilitate credit processing
• Conduct credit processing and core Banking system maintenance to ensure that processing, delivery and reporting is managed within agreed Service Level Agreements (SLA’s).
• Escalate system gaps and system downtime which impact limit and collateral management/reports to ensure that remedial technology support and solutions are obtained.
• Manage self and team in line with ADCB’s people management policies, procedures, processes and practices to ensure adherence and to maximize own and employee contribution to business performance.
• Organize and supervise the activities and work of the team to ensure that targets and objectives are achieved and the business plan is delivered in line with the required policies, processes, procedures and systems.

The ideal candidate should have the following experience:

• At least 5 years of experience in Banking with at least 3 years in wholesale credit administration functions
• Bachelor’s Degree in Banking or Finance
• Process/Systems Management related to Limit/Collateral/Exposures
• Core Banking Systems and Applications
• Microsoft Office (Word, Excel, PowerPoint, Outlook, Access)

What we offer:

Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).

Flexible and Remote Working Options : We understand the importance of work-life balance and offer flexible working arrangements, subject to eligibility and job requirements.

Learning and Development Opportunities: We value and facilitate continuous learning and personal development, through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-Learning catalog, on-the-job training and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.