Abu Dhabi Branch Personal Finance Sales Executive

Abu Dhabi Islamic Bank; Abu Dhabi; On-site; AED 60,000 - 100,000; Full time

Job summary

Abu Dhabi Islamic Bank in Abu Dhabi is seeking a Branch Sales Executive to source Personal Finance applications from the local market, drive new business within ADIB policy, and maintain strong client relationships. You will manage daily sales reporting and ensure timely service and confidentiality.

Responsibilities include visiting potential clients, finalizing deals, handling credit documentation, and executing Murabaha contracts with prompt card issuance.

Qualifications

• Broad knowledge of ADIB PF and other banking products and services.
• Fair knowledge of service standards and sales skills.
• Good knowledge of UAE banking practices, regulations and risks.
• Thorough knowledge of Central Bank of UAE regulations.
• General awareness of competitors in the local market.

Responsibilities

• Source New to Bank Personal Finance products to target segments and meet targets.
• Prepare and maintain Daily Sales Reports for all visits and company interactions.
• Create and maintain good relationships with business entities and individuals where business is sourced.
• Visit potential companies/institutions to finalize deals within policy timelines and provide feedback.
• Deliver timely, prompt service to customers and ensure data confidentiality.
• Adhere to office timing, secrecy norms, and presentable appearance.
• Submit DSR to Branch Manager by day end with complete details.
• Follow established approval processes and escalate delays when needed.
• Execute Murabaha contracts, forward card allocation, and coordinate processing within 24 hours of signing.
• Monitor disbursement and notify responsible parties in case of delays.
• Maintain rapport with inter-department peers and participate in promotions.
• Initiate cross-sell of other banking products when required.
• Escalate customer complaints to supervisor if any.

Skills

PF product knowledge

Sales skills

Computer skills

Banking regulations knowledge

Competitor awareness

Job description

Abu Dhabi Islamic Bank in Abu Dhabi is seeking a Branch Sales Executive to source Personal Finance applications from the local market, drive new business within ADIB policy, and maintain strong client relationships. You will manage daily sales reporting and ensure timely service and confidentiality.

Responsibilities include visiting potential clients, finalizing deals, handling credit documentation, and executing Murabaha contracts with prompt card issuance.