Senior Loan Underwriter — Credit Risk & Analysis

Placements24; Stellenbosch; On-site; ZAR 420,000 - 560,000; Full time

Benefits offered by this job

Competitive salary

Medical and retirement benefits

Professional development

Stable institution in Paarl

Supportive team environment

Job summary

Placements24 seeks a meticulous and analytical Loan Underwriter to join our client’s Paarl team. You will evaluate loan applications, review financial documents, and determine eligibility according to credit policies and risk parameters.

Responsibilities include analyzing credit reports, financial statements, and collateral; verifying information; and documenting decisions. The role requires strong attention to detail and the ability to manage a high volume of applications to meet deadlines.

Qualifications

• Bachelor’s degree in Finance, Business Administration or related field.
• At least 3 years in loan underwriting or credit analysis.
• Strong credit risk, financial statement analysis, lending principles.
• Experience with loan origination systems and financial software.
• Excellent analytical skills and high attention to detail.
• Ability to manage high volumes and meet deadlines.

Responsibilities

• Analyze loan applications and credit reports.
• Assess borrower risk and eligibility per policies.
• Verify applicant information and documentation.
• Document decisions with clear rationale.
• Communicate status with loan officers and borrowers.
• Stay updated on lending regulations and market trends.

Skills

Analytical thinking

Attention to detail

Credit risk assessment

Financial analysis

Communication skills

Education

Bachelor's degree in Finance, Business Administration, or related field

Tools

Loan origination systems

Financial software

Job description

Placements24 seeks a meticulous and analytical Loan Underwriter to join our client’s Paarl team. You will evaluate loan applications, review financial documents, and determine eligibility according to credit policies and risk parameters.

Responsibilities include analyzing credit reports, financial statements, and collateral; verifying information; and documenting decisions. The role requires strong attention to detail and the ability to manage a high volume of applications to meet deadlines.