Hybrid Credit Risk Analyst - Growth, Analytics & Impact

Placements24; Durban; Hybrid; ZAR 480,000 - 720,000; Full time

Benefits offered by this job

Hybrid work arrangement

Competitive salary

Health benefits

Professional development

Collaborative team environment

Job summary

Placements24 is seeking a meticulous Credit Risk Analyst in Durban to evaluate creditworthiness of potential borrowers and existing clients. You will manage credit portfolios, mitigate financial risks, and work with loan officers to ensure a healthy loan book, in a hybrid work environment.

The role requires strong analytical skills, attention to detail, and deep understanding of lending practices and financial markets.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting or related field.
• 3+ years of experience in credit analysis, risk management, or banking roles.
• Strong knowledge of financial analysis, risk assessment, and credit policies.

Responsibilities

• Analyze financial statements, credit reports, and data to assess credit risk of borrowers.
• Develop and implement credit scoring models and risk frameworks.
• Monitor performance of credit portfolios and manage exposures.
• Prepare detailed credit reports and lending recommendations.
• Stay updated on regulatory changes and best practices in credit risk.

Skills

Credit risk analysis

Financial statement analysis

Data analysis

Excel

Education

Bachelor's degree in Finance/Economics/Accounting

Tools

Financial databases

Job description

Placements24 is seeking a meticulous Credit Risk Analyst in Durban to evaluate creditworthiness of potential borrowers and existing clients. You will manage credit portfolios, mitigate financial risks, and work with loan officers to ensure a healthy loan book, in a hybrid work environment.

The role requires strong analytical skills, attention to detail, and deep understanding of lending practices and financial markets.