Senior Credit Analyst: Risk Analysis & Lending Strategy

Placements24; Gqeberha; On-site; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Medical aid

Retirement fund

Career development

Job summary

Placements24 is seeking a meticulous Senior Credit Analyst for their Port Elizabeth lending division. You will assess borrower risk, analyze financial statements, and prepare reports for the credit committee.

The role requires a Bachelor’s degree and 4+ years in credit analysis or risk management, with strong Excel skills and knowledge of lending regulations. A collaborative, detail-oriented professional will thrive in this environment.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or related discipline.
• 4+ years of experience in credit analysis, lending or financial risk management.
• Strong skills in financial statement analysis, cash flow forecasting and ratio analysis.
• Proficiency in Excel for financial modelling and data analysis.
• Knowledge of credit scoring models and lending regulations.
• Excellent written and verbal communication with ability to present complex information clearly.

Responsibilities

• Analyze financial statements and credit reports to assess borrower risk.
• Prepare detailed credit reports and present findings to the credit committee.
• Monitor loan portfolios to identify risks and covenant breaches.
• Ensure compliance with internal credit policies and regulatory requirements.
• Develop relationships with internal stakeholders and loan officers.
• Contribute to improvement of credit assessment processes and tools.

Skills

Credit analysis

Financial statement analysis

Excel

Regulatory knowledge

Communication

Education

Bachelor’s degree

Job description

Placements24 is seeking a meticulous Senior Credit Analyst for their Port Elizabeth lending division. You will assess borrower risk, analyze financial statements, and prepare reports for the credit committee.

The role requires a Bachelor’s degree and 4+ years in credit analysis or risk management, with strong Excel skills and knowledge of lending regulations. A collaborative, detail-oriented professional will thrive in this environment.