Mortgage Underwriter — Risk & Compliance in Gauteng

Placements24; Soweto; On-site; ZAR 300,000 - 600,000; Full time

Benefits offered by this job

Bonus potential

Medical benefits

Retirement benefits

Training & development

Supportive environment

Impact on local lending

Job summary

Placements24 is assisting a client in Soweto to hire a Mortgage Underwriter who will assess loan applications, analyze credit reports, and verify documentation in line with FICA and National Credit Act requirements. The role focuses on risk assessment and compliant decision-making within a dynamic banking environment.

The successful candidate will bring strong analytical skills, experience in mortgage lending, and the ability to communicate clearly with loan officers and applicants while

Qualifications

• Must have proven experience as a Mortgage Underwriter or in a similar role.
• Strong knowledge of mortgage lending principles and risk assessment.
• Familiarity with regulations such as FICA and National Credit Act.

Responsibilities

• Evaluate mortgage loan applications, including analysis of credit history, income, assets, and property valuations.
• Determine loan eligibility and conformity with established underwriting guidelines and company policies.
• Identify and mitigate potential risks associated with loan applications.
• Communicate loan decisions and required conditions to loan officers and applicants.
• Ensure compliance with all relevant federal and state lending regulations.

Skills

Mortgage underwriting

Credit analysis

Risk assessment

Regulatory knowledge

Attention to detail

Education

-

Tools

Mortgage underwriting software

Loan origination systems

Job description

Placements24 is assisting a client in Soweto to hire a Mortgage Underwriter who will assess loan applications, analyze credit reports, and verify documentation in line with FICA and National Credit Act requirements. The role focuses on risk assessment and compliant decision-making within a dynamic banking environment.

The successful candidate will bring strong analytical skills, experience in mortgage lending, and the ability to communicate clearly with loan officers and applicants while