Senior Credit Risk Analyst (Remote)

Abantu Staffing Solutions; East London; Remote; ZAR 400 000 - 800 000; Full time

Job summary

An established industry player in the financial services sector is on the lookout for a Senior Credit Risk Analyst. This role offers an exciting opportunity to engage in the development and maintenance of pricing models while managing credit strategies. You will play a crucial role in monthly and quarterly reporting, providing valuable insights that drive business decisions. The ideal candidate will have a strong background in quantitative fields and possess excellent coding skills in SQL and SAS. Join a dynamic team where your contributions will significantly impact the organization's success and growth.

Qualifications

• 5-7 years’ experience in Credit Risk Analyst role.
• Strong coding skills in SQL and SAS are essential.

Responsibilities

• Developing and maintaining Pricing Models and credit strategies.
• Monthly and quarterly portfolio reporting to stakeholders.
• Providing insights through data analysis for business decisions.

Skills

SQL

SAS

Problem solving

Attention to detail

Self-motivated

Critical thinking

Ability to work independently

Education

Grade 12/Matric

Degree in a quantitative field

Post-Grad qualification (FRM, MBA, CFA)

Job description

Overview

Our client in the Financial Services Industry is seeking a Senior Credit Risk Analyst to join their team.

Minimum Requirements

• Grade 12/Matric
• Degree in a quantitative field such as Statistics, Mathematics, Computer Science, Physics or Engineering.
• Post-Grad qualification or relevant professional qualification (FRM, MBA, CFA etc.) will be advantageous
• 5-7 years’ experience in Credit Risk Analyst role
• Strong coding skills in SQL and SAS

Job Responsibilities.

Reporting to the head of credit, the responsibilities will include:

• Development, maintenance, and calibrations of Pricing Model. managing pricing and product strategies.
• Managing acquisitions credit strategy (including credit policy rules, business rules, and managing scorecard decisions).
• Updating of IFRS9 provisions models.
• Monthly EF portfolio reporting to internal stakeholders (OPSCO, MANCO, and EXCO).
• Quarterly portfolio reporting to external funders.
• Ad hoc requests for reporting (e.g. rating agencies).
• Data analyses to provide insights and drive business decisions.
• Providing information to support external and internal audits.
• Giving guidance and support to junior team members

Key Competencies / Skills

• Problem solver
• Attention to detail
• Self-motivated
• Critical thinking
• Ability to work independently