Remote Credit Risk Analyst — Model & Monitor Risk

Placements24; Klerksdorp; Hybrid; ZAR 350.000 - 520.000; Vollzeit

Benefits dieser Stelle

Health insurance

Retirement plan

Paid time off

Fully remote work

Professional development

Performance-based bonuses

Access to learning platforms

Zusammenfassung

Placements24 is seeking a proactive Credit Risk Analyst to join its risk management team. This fully remote role focuses on assessing creditworthiness and developing credit policies to minimize losses.

You will analyze financial data, reports, and market trends to support lending decisions. The ideal candidate has a minimum of 3 years in credit analysis, strong knowledge of risk principles, and proficient Excel and risk modeling tools.

Qualifikationen

• Bachelor's degree in Finance, Economics, Mathematics or related field.
• Minimum of 3 years of experience in credit analysis, risk management, or related financial role.
• Strong understanding of credit risk principles, financial statement analysis, and credit scoring methodologies.
• Proficiency in using financial analysis software and tools, including advanced Excel skills.
• Excellent analytical, quantitative, and problem-solving skills.
• Strong written and verbal communication skills.
• Ability to work independently, manage time effectively, and meet deadlines in a remote setting.
• Familiarity with banking regulations and compliance requirements.
• Experience with credit risk modeling software is a plus.

Aufgaben

• Evaluate the credit risk of loan applicants by analyzing financial statements, credit reports, and other relevant data.
• Develop and refine credit scoring models and risk assessment frameworks.
• Monitor the performance of existing credit portfolios, identifying trends and potential areas of concern.
• Recommend appropriate credit limits and terms based on risk assessments.
• Ensure compliance with internal credit policies, procedures, and regulatory requirements.
• Prepare detailed credit reports and recommendations for loan approval committees.
• Collaborate with lending teams to provide guidance on credit risk management.
• Contribute to the development and implementation of strategies to manage and reduce credit risk.
• Stay informed about economic conditions and industry trends that may impact credit risk.
• Assist in the review and update of credit policies and procedures as needed.

Kenntnisse

Analytical skills

Quantitative skills

Problem-solving

Communication skills

Remote work discipline

Ausbildung

Bachelor's degree in Finance, Economics or Mathematics

Tools

Advanced Excel

Credit risk modeling software

Financial analysis software

Jobbeschreibung

Placements24 is seeking a proactive Credit Risk Analyst to join its risk management team. This fully remote role focuses on assessing creditworthiness and developing credit policies to minimize losses.

You will analyze financial data, reports, and market trends to support lending decisions. The ideal candidate has a minimum of 3 years in credit analysis, strong knowledge of risk principles, and proficient Excel and risk modeling tools.