Senior Credit Analyst - Remote | Risk, Modeling & Mentorship

Placements24; Mossel Bay; Hybrid; ZAR 700,000 - 1,100,000; Full time

Benefits offered by this job

Medical aid

Retirement fund contributions

Generous annual leave

Professional development opportunities

Remote work from Mossel Bay

Job summary

Placements24 is seeking an experienced Senior Credit Analyst to assess creditworthiness, analyze financial statements, and provide informed recommendations on credit applications. This fully remote role is based from Mossel Bay, Western Cape, with collaboration across locations.

Ideal candidates will have 5+ years in credit analysis, strong Excel skills, and a solid understanding of credit risk. CFA or master's degree is a plus, and the role supports professional development and competitive

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Master's degree or CFA is a significant advantage.

Responsibilities

• Conduct thorough credit analysis of corporate and commercial clients, evaluating financial health and collateral.
• Prepare detailed credit memorandums and reports with recommendations on loan approvals and terms.
• Monitor loan portfolios for potential deterioration and model credit risk.

Skills

Credit analysis

Financial statement analysis

Cash flow modeling

Credit risk assessment

Written and verbal communication

Independent remote work

Attention to detail

Education

Bachelor's degree in Finance/Accounting/Economics

Master's degree or CFA (advantage)

Tools

MS Excel

Credit analysis software

Financial databases

Job description

Placements24 is seeking an experienced Senior Credit Analyst to assess creditworthiness, analyze financial statements, and provide informed recommendations on credit applications. This fully remote role is based from Mossel Bay, Western Cape, with collaboration across locations.

Ideal candidates will have 5+ years in credit analysis, strong Excel skills, and a solid understanding of credit risk. CFA or master's degree is a plus, and the role supports professional development and competitive