Remote Credit Risk Analyst: Modeler & Portfolio Guardian

Placements24; Polokwane; Hybrid; ZAR 600,000 - 900,000; Full time

Benefits offered by this job

Competitive salary

Comprehensive health benefits

Fully remote work flexibility

Professional development and training

Job summary

Placements24 is seeking a sharp and analytical Credit Risk Analyst to join our finance team. This remote role focuses on evaluating creditworthiness, modeling risk, and advising on credit policies to minimize losses and support sustainable growth.

You will analyze financial statements, develop scoring models, monitor portfolio risk, and present proposals to the credit committee while ensuring compliance with internal policies and regulatory requirements.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or a related quantitative field.
• Minimum of 4 years of experience in credit analysis, risk management, or a related banking role.
• Proficiency in financial analysis, ratio analysis, and cash flow forecasting.

Responsibilities

• Analyze financial statements, credit reports, and other data to assess credit risk.
• Develop and maintain credit scoring models and risk rating systems.
• Monitor credit quality of the loan or investment portfolio and identify potential NPLs.

Skills

Credit risk analysis

Financial analysis

Cash flow forecasting

Risk management

Analytical thinking

Education

Bachelor's degree in Finance, Economics, Accounting, or related field

Tools

Credit risk modeling software

Job description

Placements24 is seeking a sharp and analytical Credit Risk Analyst to join our finance team. This remote role focuses on evaluating creditworthiness, modeling risk, and advising on credit policies to minimize losses and support sustainable growth.

You will analyze financial statements, develop scoring models, monitor portfolio risk, and present proposals to the credit committee while ensuring compliance with internal policies and regulatory requirements.