VP, Strategic Analytics - Card Credit Risk & Growth

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorgan Chase & Co. seeks a Vice President, Strategic Analytics in Business Card Risk to lead development and optimization of acquisition credit criteria and underwriting policies. You will own decision rules, risk segmentation, and cross-functional collaboration to balance growth, profitability, and risk in a regulated environment.

The role requires strong analytics, SAS/SQL proficiency, and the ability to translate complex analyses into executive-level insights for governance forums.

Qualifications

• 5+ years of experience in risk management, credit strategy, analytics, consumer/business lending, or financial services.
• Hands-on ownership of acquisition credit criteria, underwriting policy, or credit decision frameworks.
• Strong judgment to balance growth, profitability, customer experience and risk outcomes.
• Proficiency in SAS and SQL with ability to build repeatable analyses.

Responsibilities

• Own acquisition credit criteria, including underwriting policies, risk segmentation, and decision rules.
• Analyze portfolio performance and emerging risk trends to improve risk-adjusted growth.
• Develop analytical solutions using SAS, SQL, Python and visualization tools.
• Optimize acquisition strategies balancing approval rates, losses, profitability, and regulatory requirements.
• Translate complex analyses into clear, actionable recommendations for senior leaders.
• Lead end-to-end implementation of credit criteria changes and post-implementation reviews.
• Establish monitoring frameworks and reporting for performance, drift, and risk.
• Maintain governance, documentation, and controls across the credit criteria lifecycle.
• Identify opportunities to enhance underwriting with new data sources and automation.
• Coach and develop junior analysts to promote analytical rigor.

Skills

Risk management

Credit strategy

Analytics

Financial services

SAS

SQL

Python

Communication

Project management

Education

Bachelor's degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science, or related quantitative discipline

Advanced degree in quantitative discipline

Tools

Tableau

Alteryx

Job description

JPMorgan Chase & Co. seeks a Vice President, Strategic Analytics in Business Card Risk to lead development and optimization of acquisition credit criteria and underwriting policies. You will own decision rules, risk segmentation, and cross-functional collaboration to balance growth, profitability, and risk in a regulated environment.

The role requires strong analytics, SAS/SQL proficiency, and the ability to translate complex analyses into executive-level insights for governance forums.