VP, Card Portfolio Risk Strategy & Growth

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 180,000 - 260,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Vice President to lead Card Portfolio Risk Strategy within the Card Credit Decisioning team. You will define risk appetite, govern policy, and drive growth while protecting credit performance across the card lifecycle.

Partner with product and risk teams to identify opportunities, build models, and implement governance. You will recruit and coach staff, develop metrics, and present insights to senior leadership.

Qualifications

• Bachelor's degree in Finance, Business Administration, or related field.
• 7+ years in direct-to-consumer lending, originations, or retail credit at a large financial services organization.
• Demonstrated ability to evaluate and manage credit risk with sound judgment on policy.
• Strong quantitative and qualitative finance and analytical skills.
• Strategic thinking with execution and entrepreneurial leadership.
• Proven ability to collaborate across teams and lines of business.
• Experience developing executive-level presentations and briefings.
• High initiative with a track record of achieving challenging goals.

Responsibilities

• Define the credit box in partnership with product leaders, Finance, and second line risk.
• Assess expansion opportunities and define execution plans for new credit initiatives.
• Establish reviews and processes to ensure strong execution against credit assumptions and risk appetite.
• Collaborate with risk strategy teams to define variables for new models and interface with the modeling team.
• Recruit, coach, and develop talent for the Card Credit Decisioning team.
• Develop metrics and lead performance monitoring report-outs to senior leadership.
• Contribute to policy and strategy development, including risk frameworks.

Skills

Credit risk

Strategic thinking

Executive communication

Cross-functional leadership

Education

Bachelor's degree in Finance/Business Admin

MBA or related advanced degree

Tools

SQL

Python

SAS

Job description

JPMorgan Chase & Co. is seeking a Vice President to lead Card Portfolio Risk Strategy within the Card Credit Decisioning team. You will define risk appetite, govern policy, and drive growth while protecting credit performance across the card lifecycle.

Partner with product and risk teams to identify opportunities, build models, and implement governance. You will recruit and coach staff, develop metrics, and present insights to senior leadership.