VP, Card Acquisition Strategy & Risk Governance

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 180,000 - 260,000; Full time

Job summary

JPMorgan Chase & Co. seeks a Vice President, Card Acquisition Credit Strategy Lead to shape pre‑qualification risk strategies, partnering with product, finance, legal, and risk teams to balance growth with prudent risk management.

You will define governance, drive model inputs with analytics partners, and deliver dashboards and leadership readouts. This role emphasizes strategic thinking, execution, and leadership across risk and underwriting functions.

Qualifications

• Bachelor’s degree in finance, business, or related field.
• 5 years of experience in consumer lending, originations, retail credit, or credit risk strategy at a large financial services firm.
• Ability to evaluate, monitor, and manage credit risk in a regulated environment.
• Working knowledge of banking regulations and control expectations relevant to credit underwriting and originations.
• Strong analytical and financial acumen, with the ability to translate data into clear decisions and actions.
• Proven ability to influence outcomes through cross-functional partnership and stakeholder management.
• Strong executive communication skills, including creating clear, concise presentations and briefings.
• Demonstrated strategic thinking and execution, including identifying opportunities to improve processes and performance.
• Experience leading or supporting complex initiatives from design through implementation and performance tracking.

Responsibilities

• Define and execute pre‑qualification credit risk strategies to achieve growth and credit performance goals.
• Partner with product and finance stakeholders to assess new credit opportunities and build actionable execution plans.
• Establish review routines and governance to validate strategy assumptions and ensure disciplined execution.
• Collaborate with modeling partners to shape credit model inputs, testing approaches, and roadmap priorities.
• Develop performance metrics and monitoring dashboards; lead senior leadership readouts and recommendations.
• Help shape credit policies, underwriting standards, and risk management frameworks for acquisitions.
• Ensure adherence to applicable banking regulations, internal controls, and policy requirements.
• Coordinate across stakeholders to balance growth with risk outcomes.
• Provide approvals or recommendations for complex acquisitions‑related credit decisions and exceptions.

Skills

Credit risk management

Financial analysis

Executive communication

Cross-functional partnering

Regulatory knowledge

Education

Bachelor's degree in finance, business, or related field

Tools

SQL

Python

SAS

Snowflake

Tableau

Job description

JPMorgan Chase & Co. seeks a Vice President, Card Acquisition Credit Strategy Lead to shape pre‑qualification risk strategies, partnering with product, finance, legal, and risk teams to balance growth with prudent risk management.

You will define governance, drive model inputs with analytics partners, and deliver dashboards and leadership readouts. This role emphasizes strategic thinking, execution, and leadership across risk and underwriting functions.