VP, Strategic Analytics – Business Card Risk & Growth

JPMorgan Chase & Co.; Wilmington (DE); On-site; USD 150,000 - 190,000; Full time

Job summary

JPMorgan Chase & Co. in the United States seeks a Vice President, Strategic Analytics within Business Card Risk to own acquisition credit strategies and underwriting policies.

You will leverage data, analytics, and risk expertise to optimize decision rules, risk segmentation, and growth while balancing profitability and customer experience. You will partner across Product, Finance, Operations, Technology, and Control functions to drive strategy development, monitoring, and governance,

Qualifications

• 5+ years of experience in credit risk management, lending strategy, analytics, underwriting, or financial services.
• Strong experience developing and managing credit strategies, underwriting policies, or credit decision frameworks.
• Advanced analytical and problem-solving skills with experience working with large and complex datasets.
• Proficiency in SAS and SQL; experience using analytics to drive business decisions and portfolio outcomes.
• Ability to balance risk, growth, profitability, and customer experience considerations in decision-making.
• Strong written and verbal communication skills, including presenting recommendations and insights to senior leadership.
• Proven ability to influence stakeholders and lead cross-functional initiatives without direct authority.
• Strong project management and execution skills with the ability to manage multiple priorities in a fast-paced environment.
• Demonstrated commitment to strong controls, governance, and high-quality deliverables.
• Hold a Bachelor’s degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science, or a related quantitative discipline.

Responsibilities

• Own acquisition credit criteria, including underwriting policies, risk segmentation, approval cutoffs, and decision rules.
• Analyze portfolio performance and emerging risk trends to identify opportunities to improve risk-adjusted growth and customer outcomes.
• Develop advanced analytical solutions using SAS, SQL, Python, and visualization tools to evaluate policy performance and tradeoffs.
• Optimize acquisition strategies by balancing approval rates, delinquency/loss outcomes, profitability, and regulatory requirements.
• Translate complex analyses into clear, actionable recommendations for senior leaders and key business partners.
• Partner with Product, Finance, Operations, Technology, Control Management, Compliance, and Fair Lending to design and refine acquisition criteria.
• Lead end-to-end implementation of credit criteria changes, including business requirements, validation testing, and post-implementation reviews.
• Establish monitoring frameworks and reporting to provide timely insights into performance, drift, and emerging risks.
• Maintain robust governance, documentation, and controls across the credit criteria lifecycle to support audit, regulatory, and internal review needs.
• Identify opportunities to enhance underwriting capabilities through new data sources, automation, and process improvements.
• Coach and develop junior analysts while promoting analytical rigor, collaboration, and continuous improvement.

Skills

Credit risk management

Lending strategy

Analytics

Underwriting

Communication with senior leadership

Education

Bachelor's degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science

Tools

SAS

SQL

Python

Tableau

Job description

JPMorgan Chase & Co. in the United States seeks a Vice President, Strategic Analytics within Business Card Risk to own acquisition credit strategies and underwriting policies.

You will leverage data, analytics, and risk expertise to optimize decision rules, risk segmentation, and growth while balancing profitability and customer experience. You will partner across Product, Finance, Operations, Technology, and Control functions to drive strategy development, monitoring, and governance,