VP, Card Acquisition Analytics & Risk Strategy

JPMorgan Chase; Wilmington (DE); Vor Ort; USD 180.000 - 280.000; Vollzeit

Zusammenfassung

JPMorgan Chase in the United States seeks a Vice President, Strategic Analytics within Business Card Risk to own acquisition credit strategies and underwriting policies for the Business Card portfolio. You will leverage data, analytics, and risk expertise to develop decision rules, segmentation, and governance with senior leader influence.

Role involves partnering with Product, Finance, Operations, Technology, and Compliance to drive strategy, monitor performance, and implement changes across

Qualifikationen

• 5+ years of experience in credit risk management, lending strategy, analytics, underwriting, or financial services.
• Strong experience developing and managing credit strategies, underwriting policies, or credit decision frameworks.
• Advanced analytical and problem-solving skills with experience working with large and complex datasets.
• Proficiency in SAS and SQL; experience using analytics to drive business decisions and portfolio outcomes.

Aufgaben

• Own Business Card acquisition credit criteria, including underwriting policies, risk segmentation, approval cutoffs, and decision rules.
• Analyze portfolio performance and emerging risk trends to identify opportunities to improve risk-adjusted growth and customer outcomes.
• Develop advanced analytical solutions using SAS, SQL, Python, and visualization tools to evaluate policy performance and tradeoffs.
• Optimize acquisition strategies by balancing approval rates, delinquency/loss outcomes, profitability, and regulatory requirements.
• Translate complex analyses into clear, actionable recommendations for senior leaders and key business partners.
• Partner with Product, Finance, Operations, Technology, Control Management, Compliance, and Fair Lending to design and refine acquisition criteria.
• Lead end-to-end implementation of credit criteria changes, including business requirements, validation testing, and post-implementation reviews.
• Establish monitoring frameworks and reporting to provide timely insights into performance, drift, and emerging risks.
• Maintain robust governance, documentation, and controls across the credit criteria lifecycle to support audit, regulatory, and internal review needs.
• Identify opportunities to enhance underwriting capabilities through new data sources, automation, and process improvements.
• Coach and develop junior analysts while promoting analytical rigor, collaboration, and continuous improvement.

Kenntnisse

Credit risk

Analytics

Underwriting

Stakeholder influence

Project management

Ausbildung

Bachelor's degree in Statistics, Economics, Finance, Mathematics, Engineering, Data Science

Tools

SAS

SQL

Python

Tableau

Alteryx

Jobbeschreibung

JPMorgan Chase in the United States seeks a Vice President, Strategic Analytics within Business Card Risk to own acquisition credit strategies and underwriting policies for the Business Card portfolio. You will leverage data, analytics, and risk expertise to develop decision rules, segmentation, and governance with senior leader influence.

Role involves partnering with Product, Finance, Operations, Technology, and Compliance to drive strategy, monitor performance, and implement changes across