Underwriter: Risk, Credit & Decisions

OneMain Financial; Phoenix (AZ); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid holidays

Volunteer time off

Job summary

OneMain Financial in Tempe, AZ is seeking an experienced Underwriter to review loan applications, analyze credit information, and make sound lending decisions. The role emphasizes balancing risk with profitability while ensuring customer experience remains strong.

The successful candidate will demonstrate strong analytical and problem-solving abilities, attention to detail, and the capacity to work independently in a fast-paced, on-site environment.

Qualifications

• High School Diploma or GED.
• Strong analytical, problem-solving, and decision-making skills.
• Ability to exercise sound judgment and work independently.
• Strong attention to detail and organizational skills.
• Ability to adapt to changing priorities in a fast-paced environment.

Responsibilities

• Review and evaluate loan applications, credit information, and supporting documentation.
• Analyze customer financial information to assess creditworthiness and make lending decisions.
• Balance risk, profitability, and customer experience while adhering to company policies and regulatory requirements.
• Communicate decisions clearly and professionally with internal teams and business partners.
• Identify potential fraud risks and elevate concerns as appropriate.
• Manage multiple priorities while maintaining quality, accuracy, and production goals.
• Collaborate with team members to support operational excellence and continuous improvement.

Skills

Analytical skills

Problem-solving

Decision-making

Attention to detail

Organizational skills

Independent work

Adaptability

Education

High School Diploma or GED

Bachelor's degree

Job description

OneMain Financial in Tempe, AZ is seeking an experienced Underwriter to review loan applications, analyze credit information, and make sound lending decisions. The role emphasizes balancing risk with profitability while ensuring customer experience remains strong.

The successful candidate will demonstrate strong analytical and problem-solving abilities, attention to detail, and the capacity to work independently in a fast-paced, on-site environment.