Underwriter

OneMain Financial; Tempe (AZ); On-site; USD 65,000 - 93,000; Full time

Job summary

OneMain Financial is seeking an on-site Underwriter in Tempe, AZ to review loan applications and supporting documents, analyze financial information, and make lending decisions. The role balances risk and profitability with customer experience, while adhering to policy and regulatory standards.

You will detect potential fraud and communicate decisions clearly to stakeholders. The position requires strong analytical and problem-solving skills, attention to detail, and the ability to work

Qualifications

• High School Diploma or GED required.
• Strong analytical, problem-solving, and decision-making skills.
• Ability to exercise sound judgment and work independently.
• Strong attention to detail and organizational skills.
• Ability to adapt to changing priorities in a fast-paced environment.
• Preferred: Bachelor's degree.
• Experience in underwriting, lending, banking, financial services, insurance, risk management, or related field.
• Experience analyzing financial, credit, or risk-related information.
• Experience working in production-driven environment with quality and service-level expectations.

Responsibilities

• Review and evaluate loan applications, credit information, and supporting documentation.
• Analyze customer financial information to assess creditworthiness and make lending decisions.
• Balance risk, profitability, and customer experience while adhering to company policies and regulatory requirements.
• Communicate decisions clearly and professionally with internal teams and business partners.
• Identify potential fraud risks and escalate concerns as appropriate.
• Manage multiple priorities while maintaining quality, accuracy, and production goals.
• Collaborate with team members to support operational excellence and continuous improvement.

Skills

Analytical thinking

Problem solving

Decision making

Attention to detail

Organizational skills

Independent work

Education

High School Diploma or GED

Bachelor's degree

Job description

The Underwriter plays a critical role in helping customers access lending solutions by reviewing and evaluating loan applications. This position combines analytical thinking, decision-making, and problem-solving to assess risk, determine creditworthiness, and support responsible lending practices. The ideal candidate is detail-oriented, adaptable, and confident making decisions in a fast-paced environment.In the RoleReview and evaluate loan applications, credit information, and supporting documentation.Analyze customer financial information to assess creditworthiness and make lending decisions.Balance risk, profitability, and customer experience while adhering to company policies and regulatory requirements.Communicate decisions clearly and professionally with internal teams and business partners.Identify potential fraud risks and escalate concerns as appropriate.Manage multiple priorities while maintaining quality, accuracy, and production goals.Collaborate with team members to support operational excellence and continuous improvement.RequirementsHigh School Diploma or GED.Strong analytical, problem-solving, and decision-making skills.Ability to exercise sound judgment and work independently.Strong attention to detail and organizational skills.Ability to adapt to changing priorities in a fast-paced environment.Preferred:Bachelor's degree.Experience in underwriting, lending, banking, financial services, insurance, risk management, or a related field.Experience analyzing financial, credit, or risk-related information.Experience working in a production-driven environment with quality and service-level expectations.Location: On site in Tempe, AZSchedule: Hours of operation are Monday-Friday 6a-8p AZ time and Saturday 6a-1p. The schedule is 40 hours per week within hours of operation, which includes up to 3 Saturdays per quarterWho we AreOneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurancesUp to 4% matching 401(k)Employee Stock Purchase Plan (10% share discount)Tuition reimbursementPaid time off (15 days’ vacation per year, prorated based on start date)Paid sick leave as determined by state or local ordinance (prorated based on start date)11 Paid holidays (4 floating holidays, prorated based on start date)Paid volunteer time (3 days per year, prorated based on start date)OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.