Loan Underwriter: Risk & Credit Decisions

OneMain Financial; Tempe (AZ); On-site; USD 65,000 - 93,000; Full time

Job summary

OneMain Financial is seeking an on-site Underwriter in Tempe, AZ to review loan applications and supporting documents, analyze financial information, and make lending decisions. The role balances risk and profitability with customer experience, while adhering to policy and regulatory standards.

You will detect potential fraud and communicate decisions clearly to stakeholders. The position requires strong analytical and problem-solving skills, attention to detail, and the ability to work

Qualifications

• High School Diploma or GED required.
• Strong analytical, problem-solving, and decision-making skills.
• Ability to exercise sound judgment and work independently.
• Strong attention to detail and organizational skills.
• Ability to adapt to changing priorities in a fast-paced environment.
• Preferred: Bachelor's degree.
• Experience in underwriting, lending, banking, financial services, insurance, risk management, or related field.
• Experience analyzing financial, credit, or risk-related information.
• Experience working in production-driven environment with quality and service-level expectations.

Responsibilities

• Review and evaluate loan applications, credit information, and supporting documentation.
• Analyze customer financial information to assess creditworthiness and make lending decisions.
• Balance risk, profitability, and customer experience while adhering to company policies and regulatory requirements.
• Communicate decisions clearly and professionally with internal teams and business partners.
• Identify potential fraud risks and escalate concerns as appropriate.
• Manage multiple priorities while maintaining quality, accuracy, and production goals.
• Collaborate with team members to support operational excellence and continuous improvement.

Skills

Analytical thinking

Problem solving

Decision making

Attention to detail

Organizational skills

Independent work

Education

High School Diploma or GED

Bachelor's degree

Job description

OneMain Financial is seeking an on-site Underwriter in Tempe, AZ to review loan applications and supporting documents, analyze financial information, and make lending decisions. The role balances risk and profitability with customer experience, while adhering to policy and regulatory standards.

You will detect potential fraud and communicate decisions clearly to stakeholders. The position requires strong analytical and problem-solving skills, attention to detail, and the ability to work