Technology Credit Portfolio Manager

BMO Harris Bank; San Francisco (CA); On-site; USD 90,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Harris Bank is seeking a Senior Commercial Credit Officer in San Francisco to analyze credit information and support lending decisions across a defined client portfolio. You will negotiate loan structures, monitor risk, and develop business opportunities while ensuring compliance with policies.

The role requires strong analytical abilities, relationship-building skills, and a commitment to delivering exceptional client service in a fast-paced banking environment.

Qualifications

• Bachelor's degree required; Business Administration, Finance and Accounting preferred.
• 5-7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
• Deep knowledge and technical proficiency gained through extensive education and business experience.

Responsibilities

• Analyze credit information to support lending decisions and processes for commercial loans.
• Negotiate loan structures and terms that align client requirements with bank policies.
• Sign off on new, renewal and extension loans within delegated authority.
• Monitor portfolio to identify deteriorating credit conditions and compliance; analyze metrics and industry trends.
• Develop and execute business development plans focusing on client relationships and portfolio growth.

Skills

Structuring Deals

Problem Solving

Collaboration

Detail-Oriented

Customer Service

Loan Structuring

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Education

Bachelor's degree in Business Administration, Finance and Accounting

Tools

Microsoft Office

Job description

BMO Harris Bank is seeking a Senior Commercial Credit Officer in San Francisco to analyze credit information and support lending decisions across a defined client portfolio. You will negotiate loan structures, monitor risk, and develop business opportunities while ensuring compliance with policies.

The role requires strong analytical abilities, relationship-building skills, and a commitment to delivering exceptional client service in a fast-paced banking environment.