Commercial Credit & Loan Analyst

BMO Harris Bank; Los Angeles (CA); On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Harris Bank is seeking a Commercial Credit Analyst in Los Angeles to analyze credit information and support lending decisions for a portfolio of clients. You will prepare detailed credit summaries and assess risk profiles in line with bank policies while delivering strong client service.

Responsibilities include financial analysis, recommending loan terms, monitoring portfolio performance, and collaborating with Relationship Managers to grow client relationships and ensure compliance.

Qualifications

• Bachelor's degree required; Business Administration, Finance and Accounting preferred.
• 1-3 years of relevant experience in credit or lending instruments in a corporate or banking environment.
• Specialized knowledge from education and/or business experience.

Responsibilities

• Performs financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio.
• Supports credit-granting decisions by making recommendations to manager
• Supports the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the banks risk appetite and policies.
• Supports portfolio monitoring and compliance, analyzes metrics, and assesses industry trends to spot risks and opportunities.
• Develops proposals to capture new business and expand client relationships.
• Monitors loan performance, accuracy and integrity of loan documentation and addresses credit-related issues while ensuring the accuracy and integrity of loan documentation.

Skills

Problem Solving

Collaboration

Detail-Oriented

Customer Service

Analytical Thinking

Financial Analysis

Loan Structuring

Data analysis tools

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Education

Bachelor's degree

Job description

BMO Harris Bank is seeking a Commercial Credit Analyst in Los Angeles to analyze credit information and support lending decisions for a portfolio of clients. You will prepare detailed credit summaries and assess risk profiles in line with bank policies while delivering strong client service.

Responsibilities include financial analysis, recommending loan terms, monitoring portfolio performance, and collaborating with Relationship Managers to grow client relationships and ensure compliance.