Strategic Small Business Relationship Leader

Us Bank; San Jose (CA); On-site; USD 98,000 - 119,000; Full time

Benefits offered by this job

Healthcare

Life Insurance

Disability coverage

401(k) / Pension plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is hiring a Small Business Relationship Manager (NMLS). This position focuses on delivering excellent service to small business clients with revenues typically between $500K and $2.5M, up to $5M, and growing relationships through targeted business development.

You will manage a portfolio, structure financing and banking solutions, and collaborate with underwriting and product teams to support client outcomes while adhering to regulatory standards.

Qualifications

• Experience in relationship banking or commercial lending.
• Strong financial analysis and client-facing skills.
• Bachelor's degree or equivalent work experience or education.

Responsibilities

• Prospect for new small business clients and deepen existing relationships to drive year-over-year revenue growth, loan production, deposits, and broader relationship value.
• Conduct discovery conversations to understand client’s business, goals, financial needs, credit profile, and growth opportunities.
• Serve as primary contact for small business clients and recommend solutions across loans, deposits, cash management, and other core banking products.
• Design and structure financial solutions aligned to client objectives, credit standards, and portfolio quality expectations.
• Manage portfolio performance and credit quality by monitoring market trends and risk indicators.
• Coordinate with underwriting, portfolio management and internal teams to deliver timely reporting and outcomes.
• Address client concerns and engage additional specialists to deliver integrated solutions.
• Build relationships in the community and identify business development opportunities.

Skills

Consultative selling

Financial analysis

Relationship management

Business acumen

Underwriting

Product knowledge

Regulatory compliance

Education

Bachelor's degree or equivalent

Job description

U.S. Bank is hiring a Small Business Relationship Manager (NMLS). This position focuses on delivering excellent service to small business clients with revenues typically between $500K and $2.5M, up to $5M, and growing relationships through targeted business development.

You will manage a portfolio, structure financing and banking solutions, and collaborate with underwriting and product teams to support client outcomes while adhering to regulatory standards.