Strategic Business Banking & Treasury Advisor

Citizens & Northern Bank Inc.; Northern (KY); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Paid Time Off

Retirement Savings

Health, Dental, and Vision Coverage

HSA and FSAs

Employer-paid life and disability

Career Development

ESOP

Job summary

Citizens & Northern Bank Inc. is seeking a Business Banking Specialist to develop new business relationships and deliver Treasury Management products to local businesses in Northern Kentucky.

You will understand client needs and propose tailored financial solutions while serving as a trusted advisor for treasury services. Join a team that values teamwork, excellence, and customer focus, with opportunities to collaborate with lenders and relationship managers to deliver comprehensive banking

Qualifications

• Associate's Degree in a related field and 2-4 years of banking, business development, sales, or Treasury Management experience or equivalent.
• Proven track record in business development, relationship building, and Treasury Management knowledge.
• Strong communication, critical thinking, problem solving, and customer service skills.
• Organizational and time management skills with technical proficiency.

Responsibilities

• Business Development: Develop new business relationships by identifying prospects, cultivating referral sources, and expanding C&N's Treasury Management and business banking services.
• Client Relationship Management: Build and maintain strong relationships with business clients by understanding their financial needs, providing ongoing support, and delivering exceptional customer service.
• Treasury Management Solutions: Recommend, implement, and support Treasury Management products and services, including digital banking, Remote Deposit Capture, Positive Pay, Merchant Services, Lockbox, and business credit cards.
• Collaboration & Business Partnerships: Partner with Commercial Lenders, Relationship Managers, branch teammates, and other business partners to deliver comprehensive financial solutions and identify cross-sell opportunities.
• Documentation & Compliance: Prepare and review account documentation, complete required disclosures, ensure regulatory compliance, and maintain accurate client records.

Skills

Business Development

Relationship Building

Treasury Management Knowledge

Strong Communication

Critical Thinking

Problem Solving

Customer Service

Organization & Time Management

Technical Proficiency

Education

Associate's Degree in a related field

Job description

Citizens & Northern Bank Inc. is seeking a Business Banking Specialist to develop new business relationships and deliver Treasury Management products to local businesses in Northern Kentucky.

You will understand client needs and propose tailored financial solutions while serving as a trusted advisor for treasury services. Join a team that values teamwork, excellence, and customer focus, with opportunities to collaborate with lenders and relationship managers to deliver comprehensive banking