Senior Underwriting & Credit Risk Lead

Amerant; West Palm Beach (FL); Presencial; USD 120.000 - 160.000; Jornada completa

Descripción de la vacante

Amerant in West Palm Beach, FL seeks a seasoned Senior Underwriter Manager to lead a team of underwriters supporting C&I and Corporate Enterprises transactions. You will assess risk, provide sound credit recommendations, and ensure policy adherence.

Responsibilities include coordinating with Credit Administration, Loan Operations, Portfolio Management, and Credit Risk; overseeing annual reviews; mentoring staff; and driving quality in financial analysis and reporting.

Formación

• Bachelor’s degree in business, accounting or finance required.
• Master’s degree preferred or 5+ years credit underwriting/credit analysis experience in lieu of education.

Responsabilidades

• Supervise underwriters in creating credit memos and ensure adherence to credit programs and policy.
• Coordinate with Credit Administration, Loan Operations, Portfolio Management, and Credit Risk to streamline processes.
• Oversee underwriting functions and support new business by screening data and ensuring documentation compliance.
• Manage annual reviews of borrowers and recommend risk rating changes as needed.
• Assess financial condition of C&I, CRE, and private banking borrowers for new and existing exposures.
• Provide advanced credit risk analysis and identify mitigating factors for industry/loan structure risks.
• Identify and report red flags and ensure compliance with laws, rules, and internal policies.
• Recruit, hire, onboard, mentor, and train underwriting staff; oversee training for new underwriters.
• Review spread financial statements and credit packages per bank policy; generate timely analytics and reports.
• Collaborate with Relationship Managers and other units on deal structuring and portfolio management.
• Support management on AML, BSA, and OFAC compliance across the portfolio.

Conocimientos

Team leadership

Credit analysis

Financial statement analysis

Communication skills

Microsoft Suite

SQL

CRM systems

Educación

Bachelor’s degree in business, accounting or finance

Master’s degree preferred

Herramientas

Salesforce

nCino

FIS IBS

Microsoft Excel

Descripción del empleo

Amerant in West Palm Beach, FL seeks a seasoned Senior Underwriter Manager to lead a team of underwriters supporting C&I and Corporate Enterprises transactions. You will assess risk, provide sound credit recommendations, and ensure policy adherence.

Responsibilities include coordinating with Credit Administration, Loan Operations, Portfolio Management, and Credit Risk; overseeing annual reviews; mentoring staff; and driving quality in financial analysis and reporting.