Senior CRE Credit Underwriter (Hybrid)

Amerant Bank NA; Coral Gables (FL); Hybrid; USD 85,000 - 110,000; Full time

Job summary

Amerant Bank NA is seeking a CRE Credit Underwriter to assess risk and provide recommendations on complex CRE transactions. You will support underwriting, monitor portfolio quality, and ensure adherence to bank credit policies in a hybrid work environment.

The role requires 5+ years of underwriting experience and strong financial analysis skills, with proficiency in credit covenants and risk mitigation. Collaboration with Credit Administration and Loan Operations is essential.

Qualifications

• Bachelor's degree in business, accounting or finance required.
• Master's degree preferred or 5+ years of experience in lieu of education.
• Formal credit training preferred.

Responsibilities

• Provide credit analysis and underwrite CRE transactions.
• Prepare credit memos and ensure adherence to credit programs and policy.
• Perform annual reviews and monitor covenant testing and risk ratings.
• Assist in loan modifications and term changes while evaluating credit risk.
• Identify red flags and portfolio risks; communicate with supervisors.

Skills

Credit underwriting

Financial statement analysis

Risk assessment

Regulatory compliance

Communication skills

Education

Bachelor's degree in business, accounting or finance

Master's degree preferred

5+ years credit underwriting/credit analysis experience

Formal credit training preferred

Tools

SQL

Salesforce

nCino

FIS IBS

Microsoft Excel

Job description

Amerant Bank NA is seeking a CRE Credit Underwriter to assess risk and provide recommendations on complex CRE transactions. You will support underwriting, monitor portfolio quality, and ensure adherence to bank credit policies in a hybrid work environment.

The role requires 5+ years of underwriting experience and strong financial analysis skills, with proficiency in credit covenants and risk mitigation. Collaboration with Credit Administration and Loan Operations is essential.