Senior CRE Underwriter: Credit Risk & Portfolio Steward

Amerant; West Palm Beach (FL); Hybrid; USD 95,000 - 150,000; Full time

Job summary

Amerant Bank in Florida is seeking an experienced Credit Underwriter to assess risk factors across CRE transactions, monitor credit quality, and provide credit solutions aligned with relationship risk.

You will perform credit memos, underwriting, annual reviews, covenant testing, and collaborate with Credit Administration, Loan Operations and Relationship Managers to ensure compliance and sound lending practices.

Qualifications

• 7+ years of professional experience in credit underwriting/credit analysis.
• Bachelor’s degree in business, accounting or finance; Master’s preferred.
• Thorough understanding of the Bank’s credit procedures, programs and policy; MS Office; SQL a plus.

Responsibilities

• Provide underwrite/analysis and prepare credit memos per policy.
• Perform annual reviews and monitor covenant testing.
• Support CRE borrowers and assess risk in new/modified loans.
• Train new underwriters and assist in risk reporting.
• Ensure AML compliance and regulatory adherence.
• Collaborate with Credit Admin, Loan Ops and other units.

Skills

Credit underwriting

Credit analysis

Financial analysis

Banking products

Policy adherence

Communication skills

Education

Bachelor’s degree in business/accounting/finance

Master’s degree preferred

Tools

SQL

Salesforce

nCino

FIS IBS

Job description

Amerant Bank in Florida is seeking an experienced Credit Underwriter to assess risk factors across CRE transactions, monitor credit quality, and provide credit solutions aligned with relationship risk.

You will perform credit memos, underwriting, annual reviews, covenant testing, and collaborate with Credit Administration, Loan Operations and Relationship Managers to ensure compliance and sound lending practices.