Senior Wholesale Credit & Underwriting Leader (Hybrid)

City National Bank; Torch of Friendship (FL); Híbrido; USD 150.000 - 250.000; Jornada completa

Descripción de la vacante

City National Bank in Florida seeks a Wholesale Portfolio Risk Officer Sr to lead underwriting for Commercial & Industrial and Commercial Real Estate loans. You will manage end-to-end debt products, perform due diligence, and liaise with client teams to expand banking relationships.

The role emphasizes adherence to credit policies, risk guidelines, and regulatory requirements while collaborating with Relationship Managers to deliver sound lending decisions.

Formación

• 10+ years of corporate/commercial banking experience.
• Completion of formal credit training is required.
• Strong communication and analytical/technical skills including loan structuring.
• Proven business calling and negotiation experience.

Responsabilidades

• Underwrite Commercial & Industrial and Commercial Real Estate loans to support sound lending decisions.
• Make sound lending decisions within delegated authority using cash flow analysis and risk guidelines.
• Deliver end-to-end debt product support to client management, mainly within Wholesale Lines of Business.
• Collaborate with Relationship Managers to manage client relationships.
• Lead due diligence, credit package production and approval processes; interface with clients as needed.
• Maintain knowledge of client industries, benchmarks and market trends.
• Ensure underwriting risk management processes are executed efficiently and effectively.
• Coordinate with Treasury Management and Loan Operations for assigned relationships.
• Ensure adherence to credit policies, guidelines and regulatory requirements.

Conocimientos

Communication

Analytical skills

Financial analysis

Educación

Bachelor's degree in business-related field

Descripción del empleo

City National Bank in Florida seeks a Wholesale Portfolio Risk Officer Sr to lead underwriting for Commercial & Industrial and Commercial Real Estate loans. You will manage end-to-end debt products, perform due diligence, and liaise with client teams to expand banking relationships.

The role emphasizes adherence to credit policies, risk guidelines, and regulatory requirements while collaborating with Relationship Managers to deliver sound lending decisions.