Senior Stop-Loss Underwriter & Pricing Leader

Highmark Health; Denver (CO); On-site; USD 94,000 - 151,000; Full time

Job summary

HM Insurance Group seeks an experienced Senior Underwriter to manage a block of stop loss business, lead pricing and risk analysis, and drive profitability. You will collaborate with Sales, Underwriting and Clinical teams and mentor staff on best practices.

The role requires 10–15 years in underwriting, a relevant degree (or six years in lieu), and professional certifications. This is an office-based opportunity with growth in leadership and client engagement.

Qualifications

• Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business Administration/Management or Computer and Information Science
• 6 years of experience in lieu of degree
• 10 - 15 years in Underwriting
• 10 - 15 years in the Insurance Industry
• Certified Employee Benefit Specialist (CEBS), Health Insurance Associate (HIA), Managed Healthcare Professional (MHP), Society of Actuaries

Responsibilities

• Responsible for underwriting new and renewal business within an assigned block. Use rating manual, experience module and clinical expertise to create pricing that drives P/L, renewal metrics and new business sales for assigned block.
• Collaborate with Sales, Underwriting and Clinical to develop and implement pricing actions that will help HMIG meet financial targets.
• Train, coach and provide experiences to lower level staff with the purpose of expanding consultative best practices throughout the department.
• Utilize client and market knowledge to expand/enhanced Underwriting Guidelines, processes and tools by incorporating best practices.
• Monitor overall block performance and report on emerging financial trends. Develop strategies and tactics to move case level and block results to meet targets.
• Act as subject matter expert to support Sales' negotiations to renew existing clients and enroll new business.
• Other duties as assigned or requested.

Skills

Creative Thinking

Risk Management

Relationship-builder

Conflict Management

Solution Recommendations

Analytical Skills

Education

Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business Administration/Management or Computer and Information Science

6 years of experience in lieu of degree

Job description

HM Insurance Group seeks an experienced Senior Underwriter to manage a block of stop loss business, lead pricing and risk analysis, and drive profitability. You will collaborate with Sales, Underwriting and Clinical teams and mentor staff on best practices.

The role requires 10–15 years in underwriting, a relevant degree (or six years in lieu), and professional certifications. This is an office-based opportunity with growth in leadership and client engagement.