Senior Software Engineer, Unsecured Installments

Ladders; United States; Remote; USD 167,000 - 231,000; Full time

Benefits offered by this job

Base pay + bonuses

Equity grants

401(k) with company match up to $15,00

Employee Stock Purchase Plan

Health coverage

Parental leave

Employee Assistance Program

Wellness & productivity allowances

Job summary

Ladders is seeking a Senior Software Engineer for unsecured installments to drive backend and full-stack initiatives, shaping service architecture, APIs, and data models. You will partner with product and engineering teams to translate priorities into scalable systems and maintain high operational rigor.

Ideal candidates bring 6+ years in software engineering, strong proficiency in Python/Java/Node.js, and a proven track record leading critical production projects with an emphasis on testing and

Qualifications

• Bachelor’s degree in Computer Science, Engineering, or related field, or equivalent experience; 6+ years in software engineering
• Backend services and APIs with Python, Java, or Node.js
• Strong service architecture, API design, and data modeling experience
• Proven track record leading large, business-critical production projects
• Experience building reliable production systems with emphasis on testing and monitoring
• Ability to navigate ambiguous environments with evolving product requirements
• Excellent communication skills for explaining technical tradeoffs

Responsibilities

• Own the design and delivery of complex backend and full-stack initiatives from planning to launch
• Set technical direction for service architecture, APIs, and data models, managing a 3-6 month roadmap
• Collaborate with product, frontend, and backend teams to translate priorities into scalable systems
• Enhance engineering excellence through thoughtful design, testing, and operational rigor
• Break down ambiguous problems into clear, actionable plans using data for informed decision-making
• Mentor engineers through code and design reviews, fostering collaboration
• Contribute to AI integration in development workflows and product capabilities

Skills

Backend development

API design

Data modeling

Leadership

Testing & monitoring

Communication

Python/Java/Node.js

Education

Bachelor’s degree in CS or related field

Tools

Python

Java

Node.js

Job description

For our client, we are seeking a Senior Software Engineer, Unsecured Installments to join the team of a leader in the Finance & Insurance space. This role will drive the design and delivery of complex backend and full-stack initiatives that support critical lending workflows. You will help shape service architecture, APIs, and data models while partnering closely with product and engineering teams to turn priorities into scalable systems. The position calls for strong technical judgment, operational rigor, and the ability to move ambiguous work forward in a fast-paced, high-impact environment.

Location: Remote

Compensation: $166,900 – $230,900 annually

Responsibilities

• Own the design and delivery of complex backend and full-stack initiatives from planning to launch
• Set technical direction for service architecture, APIs, and data models, managing a 3-6 month roadmap
• Collaborate with product, frontend, and backend teams to translate priorities into scalable systems
• Enhance engineering excellence through thoughtful design, testing, and operational rigor
• Break down ambiguous problems into clear, actionable plans using data for informed decision-making
• Mentor engineers through code and design reviews, fostering collaboration
• Contribute to AI integration in development workflows and product capabilities

Qualifications

• Bachelor's degree in Computer Science, Engineering, or related field, or equivalent experience, with 6+ years in software engineering
• Deep proficiency in backend services and APIs using languages like Python, Java, or Node.js
• Strong experience in service architecture, API design, and data modeling
• Proven track record of leading large, business-critical projects in production
• Experience in building reliable production systems with a focus on testing and monitoring
• Ability to navigate ambiguous environments with evolving product requirements
• Excellent communication skills for explaining technical tradeoffs

Benefits

• Competitive compensation with base pay, bonuses, and quarterly equity grants
• 401(k) with a company match of $2 for every $1 contributed, up to $15,000 annually
• Employee Stock Purchase Plan with discounted stock options
• Comprehensive health coverage including medical, dental, and vision
• Paid family and parental leave to support caregiving needs
• Employee Assistance Program for mental health support
• Annual wellness and productivity allowances for personal development

Our client is an equal opportunity employer.