Senior SBA Eligibility & Credit Review Specialist (Remote)

Huntington Bank; Dallas (TX); Hybrid; USD 70,000 - 140,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life insurance

Disability insurance

Retirement plan

Paid leave

PTO

Job summary

The Huntington National Bank is seeking an SBA Eligibility Review Officer III to ensure loan structures meet SBA/USDA eligibility and close successfully. You will review complex loans and act as a subject matter expert for servicing procedures across markets.

Ideal candidates will have SBA/USDA lending experience, strong analytical and communication skills, and the ability to work in a fast-paced environment. The role supports a hybrid office/remote arrangement.

Qualifications

• Bachelor’s Degree and 5 years of HNB SBA/USDA lending/due diligence experience or a minimum of 7 years of direct SBA/USDA lending/due diligence experience.
• Knowledge of the SBA Standard Operating Procedures (SOP).
• Ability to clearly document and communicate eligibility conditions to close in accordance with the SBA SOP.
• Ability to work in a fast-paced production environment.
• Strong organizational skills, attention to detail, and the ability to multi-task.
• Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
• Knowledge of SBA/USDA loan programs.
• Excellent PC skills to include Excel, Word, Outlook, AFS and Velocity.
• Excellent verbal and written communications skills to effectively provide exceptional customer service to both internal and external customers.
• Excellent analytical skills along with the ability to write in a concise, logical manner to clearly document transaction risks and mitigants.

Responsibilities

• Reviews SBA/USDA guaranteed loans to determine proper structure and ensure loan closes per eligibility requirements.
• Serves as SME in SBA servicing procedures and consults on government guaranteed loan programs.
• Maintains an individual pipeline of work, with loans up to $5 million.
• Assesses eligibility of borrower(s), co-borrower(s), guarantor(s).
• Interacts with SBA Sales and Operations to communicate eligibility decisions and reasoning.
• Reviews use of proceeds, orders SBA Number, prepares SBA Loan Authorization and SBA forms.
• Reviews reports to determine if terms meet SBA/USDA requirements.
• Resolves complex servicing questions to maintain guaranty.
• Advises FRG colleagues on workouts and liquidation if needed.
• May be main point of contact to commercial loan servicing for 1502 reporting.
• Assists with training and mentoring new hires.
• Other duties as assigned.

Skills

SBA/USDA lending

Due diligence

Analytical skills

Communication skills

Multi-tasking

Organizational skills

Professionalism

Customer service

Education

Bachelor's Degree

Finance/Accounting/Economics degree

Tools

Excel

Velocity

AFS

Outlook

TSoft

SBA Etran

Job description

The Huntington National Bank is seeking an SBA Eligibility Review Officer III to ensure loan structures meet SBA/USDA eligibility and close successfully. You will review complex loans and act as a subject matter expert for servicing procedures across markets.

Ideal candidates will have SBA/USDA lending experience, strong analytical and communication skills, and the ability to work in a fast-paced environment. The role supports a hybrid office/remote arrangement.