Senior SBA/USDA Loan Eligibility Officer

Huntington Bank; Rosemont (IL); Hybrid; USD 70,000 - 140,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid holidays and PTO

Job summary

Huntington National Bank seeks an SBA Eligibility Review Officer III to review SBA and USDA guaranteed loans, ensuring proper structure and eligibility to close loans per program rules. You will act as a subject matter expert across markets, manage a pipeline up to $5 million, and coordinate with sales, underwriting, and closing teams.

The role requires a Bachelor’s degree and 5–7 years of SBA/USDA lending or due diligence experience, with strong analytical, documentation, and communication

Qualifications

• Bachelor’s degree required or equivalent experience in finance/lending.
• Minimum 5 years SBA/USDA lending or 7 years direct SBA/USDA lending/due diligence experience.
• Ability to document and communicate eligibility conditions clearly.
• Experience working in fast-paced production environments with attention to detail.

Responsibilities

• Serve as SME in SBA Servicing procedures and advise on government guaranteed loan programs.
• Maintain an individual pipeline of loans up to $5 million.
• Assess borrower eligibility and ensure SBA guarantee enforceability.
• Communicate eligibility decisions and rationale to internal teams.
• Prepare SBA Loan Authorization and ensure compliance with SBA/USDA requirements.
• Review reports to confirm terms meet SBA credit approvals; analyze franchise/purchase agreements, notes, and business plans.

Skills

SBA/USDA lending

Due diligence

Analytical skills

Communication

Interpersonal skills

Education

Bachelor’s Degree in Finance, Accounting, Business or Economics

Tools

Excel

Word

Outlook

AFS

Velocity

Job description

Huntington National Bank seeks an SBA Eligibility Review Officer III to review SBA and USDA guaranteed loans, ensuring proper structure and eligibility to close loans per program rules. You will act as a subject matter expert across markets, manage a pipeline up to $5 million, and coordinate with sales, underwriting, and closing teams.

The role requires a Bachelor’s degree and 5–7 years of SBA/USDA lending or due diligence experience, with strong analytical, documentation, and communication