Senior Product & Transformation Leader, Commercial Banking

Axos Bank; San Diego (CA); On-site; USD 150,000 - 170,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

Paid Sick Leave, 3 weeks Vacation, and

HSA or FSA account

401(k) Retirement Saving Plan with 401

Mortgage Loan Program and stock/trade

Job summary

Axos Bank is seeking a senior leader, the FVP, Commercial Banking Transformation, to define the future operating model and drive AI-enabled transformations across banking platforms. You will bridge business strategy, solution architecture, and engineering to deliver a scalable transformation roadmap.

The ideal candidate combines commercial banking expertise with process and product discipline and hands-on fluency with AI, including platforms like Retool and n8n, leading cross-functional pods and

Qualifications

• Bachelor's degree required; computer science, engineering or related field preferred.
• 7+ years of experience across commercial banking, process transformation, product management and technology.
• Experience analyzing complex banking processes, designing future-state solutions, and developing strategic product roadmaps.
• Product Owner or Technical Product Manager experience with requirements, backlogs, and Agile or Kanban delivery.
• Working knowledge of agentic AI, automation, and associated risks in regulated environments; familiarity with n8n, Retool, or similar platforms.
• Technical understanding of architecture, APIs, integrations, ODS design, and modern software delivery practices.
• Proven ability to lead cross-functional teams, execute strategic roadmaps, drive change, and communicate effectively with executives.

Responsibilities

• Define and execute the future Commercial Banking operating model, integrating people, AI, platforms, governance, and technology into a scalable transformation roadmap.
• Analyze current-state processes and design future-state workflows using agentic AI, automation, reusable components, and human-in-the-loop controls.
• Prioritize transformation initiatives based on business value, feasibility, risk, dependencies, and capacity.
• Lead cross-functional transformation pods, overseeing priorities, delivery, capacity, quality, releases, and team development.
• Serve as the primary liaison between Commercial Banking and Banking IT, translating business strategy into technology requirements and delivery plans.
• Lead AI-enabled development across n8n, Retool, and other banking platforms, ensuring solutions are secure, scalable, reusable, and production-ready.
• Own the evolution of key data, AI, workflow, and operations platforms, including the ODS and Operations Control Platform.
• Partner with Risk, Compliance, and Legal to embed regulatory requirements, controls, traceability, and audit readiness into solutions.
• Drive change management, training, adoption, and user feedback for new operating models and AI-enabled workflows.
• Establish KPIs and executive reporting to measure adoption, cycle time, automation, efficiency, quality, and business outcomes.

Skills

Commercial banking

Process transformation

Product management

Agile / Kanban

Education

Bachelor's degree in CS/Engineering or related

Tools

n8n

Retool

Job description

Axos Bank is seeking a senior leader, the FVP, Commercial Banking Transformation, to define the future operating model and drive AI-enabled transformations across banking platforms. You will bridge business strategy, solution architecture, and engineering to deliver a scalable transformation roadmap.

The ideal candidate combines commercial banking expertise with process and product discipline and hands-on fluency with AI, including platforms like Retool and n8n, leading cross-functional pods and