Senior Portfolio Risk & Strategy Analyst – AI in Lending

U.S. Bank; Gresham (OR); Vor Ort; USD 120.000 - 141.000; Vollzeit

Benefits dieser Stelle

Healthcare

Life insurance

401(k) plan

Paid vacation

Zusammenfassung

U.S. Bank is seeking a Senior Portfolio Risk and Strategy Analyst to partner with the assigned Line of Business and RCA teams to design, implement, and oversee an effective risk management framework.

You will identify gaps, escalate risks, and serve as a liaison between the Line of Business and the Lines of Defense. Lead Champion/Challenger testing across Lending Services, translate results into strategy enhancements, analyze portfolio performance, forecast delinquency, and apply AI capabilities

Qualifikationen

• Bachelor's degree or equivalent work experience.
• 8+ years of applicable experience.
• Experience with Champion/Challenger testing within Lending Services (Consumer, Mortgage, Commercial, Collections, Recovery, Repossession, Loss Mitigation).
• Strong portfolio and program analytics experience to identify trends, drivers, risks, and improvements.
• Experience applying AI to analytics, testing, reporting to improve efficiency and insight.
• Proficiency in SQL or Python for data-driven analysis and reporting.

Aufgaben

• Lead Champion/Challenger testing across Lending Services lines (Consumer, Mortgage, Commercial, Collections, Recovery, Repossession, Loss Mitigation).
• Translate test results and insights into actionable strategy enhancements and implementation recommendations.
• Analyze and monitor portfolio and program performance to identify trends, risks and opportunities.
• Partner with Finance and business lines to support forecasts, performance analysis and reporting.
• Apply AI capabilities to analysis, testing, reporting, and process improvement.

Kenntnisse

Champion/Challenger testing

Portfolio analytics

AI capabilities

SQL or Python

Ausbildung

Bachelor's degree

Jobbeschreibung

U.S. Bank is seeking a Senior Portfolio Risk and Strategy Analyst to partner with the assigned Line of Business and RCA teams to design, implement, and oversee an effective risk management framework.

You will identify gaps, escalate risks, and serve as a liaison between the Line of Business and the Lines of Defense. Lead Champion/Challenger testing across Lending Services, translate results into strategy enhancements, analyze portfolio performance, forecast delinquency, and apply AI capabilities