Senior Payments Anomaly Detection Lead

State Street; Quincy (MA); On-site; USD 110,000 - 160,000; Full time

Job summary

State Street seeks an experienced payments business analyst to lead the anomaly detection delivery, translating BRD into detailed requirements, user stories, and process flows. You will own rule governance, validate data inputs, and coordinate testing across UI, queues, and audit trails.

Post go-live, you’ll assume senior operations responsibility for rule effectiveness, performance, incident handling, and continuous enhancement of the anomaly framework, ensuring control rigor and resilience.

Qualifications

• Bachelor’s degree in business, finance, data, technology or a related discipline.
• 7+ years of financial services experience, preferably in payments, controls, fraud, screening or change delivery.
• Strong payments business analysis experience translating control objectives into requirements.

Responsibilities

• Lead business analysis for the anomaly detection workstream, translating the BRD into detailed requirements, user stories, process flows and acceptance criteria.
• Own the business rules catalogue and coordinate the definition, documentation and prioritisation of customer, corridor, currency, rail, amount, time-of-day and cut-off-aware rules.
• Validate data inputs, historical baselines, payment identifiers, lifecycle attributes, entitlements, reference data and calculation logic used by rules and model outputs.
• Lead business review of UI, queue, filtering, tab management, case management, client-contact, explainability, dashboard and audit-trail functionality.
• Design controlled rule-change governance, including role-based access, maker-checker approval, rationale capture, versioning, effective dates, rollback and segregation of duties.
• Coordinate scenario design, test data, system integration testing, user acceptance testing, regression testing, defect triage and evidence sign-off.
• Define operational playbooks for false positives, high-risk anomalies, mandatory holds, client validation, missed cut-offs, high-volume events and approved resilience scenarios.
• Prepare and manage the BAU operating model, including queue ownership, escalation routes, procedures, training, coverage, capacity, KPIs, KRIs and governance forums.
• After go-live, oversee operations, rule effectiveness, false positives, alert volumes, override trends, drift indicators and tuning recommendations within approved governance.
• Align anomaly detection and cyber-response processes so suspicious or incorrect payment activity is triaged effectively during resilience events.
• Provide senior operational support during incidents, high-volume alert events and material rule or control changes.

Skills

Payments business analysis

Rule design & governance

Data validation & testing

Stakeholder facilitation

Education

Bachelor’s degree in business/finance/data/tech

Tools

ISO 20022

SWIFT

RBAC & governance tools

Job description

State Street seeks an experienced payments business analyst to lead the anomaly detection delivery, translating BRD into detailed requirements, user stories, and process flows. You will own rule governance, validate data inputs, and coordinate testing across UI, queues, and audit trails.

Post go-live, you’ll assume senior operations responsibility for rule effectiveness, performance, incident handling, and continuous enhancement of the anomaly framework, ensuring control rigor and resilience.