Senior Payments Anomaly Detection Analyst

State Street; Quincy (MA); Hybride; USD 65 000 - 114 000; Plein temps

Avantages offerts par ce poste

Flexible work arrangements

Development programmes and educational

Paid volunteer days

Matching gift programs

Access to employee networks

Résumé du poste

State Street is seeking a detail-oriented payments analyst to support the implementation and ongoing operations of the payment anomaly detection capability. You will perform hands-on business analysis, rule validation, test execution, process documentation and operational readiness, then transition after go-live into day-to-day operations, rule performance, exception and control support.

The role focuses on ensuring anomaly detection identifies unusual payments without delaying processing,

Qualifications

• Bachelor's degree or equivalent in business, finance, data, technology or a related field.
• 5+ years of relevant financial services experience.
• Experience in business analysis, testing, payments operations, fraud or screening is preferred.

Responsabilités

• Document business requirements, user stories, process maps, decision tables and acceptance criteria under the direction of the workstream lead.
• Develop and maintain detailed rule definitions, thresholds, tolerances, reason codes, expected outcomes and test cases.
• Analyse sample and historical payment data to validate rule logic, identify data-quality issues and assess expected alert volumes and false-positive patterns.
• Execute functional, integration, regression and user acceptance tests across screening, decisioning, case management, UI, reporting and audit functions.
• Capture defects with reproducible evidence, support prioritisation and retest corrected functionality.
• Validate queue prioritisation, time-to-cut-off logic, risk tiers, alert grouping, case statuses, client-contact information, templated communications and implementing Agentic AI.
• Prepare standard operating procedures, quick-reference guides, training materials and operational playbooks for go-live.
• Support production-readiness activities, access testing, maker-checker controls, audit evidence and cutover planning.
• After go-live, monitor alerts, rule outcomes, false positives, exceptions, service levels and data issues; prepare analysis for tuning and governance.
• Align anomaly detection and cyber-response processes so suspicious or incorrect payment activity is triaged effectively during resilience events.
• Support high-volume events and post-event reviews, ensuring decisions, approvals and evidence are captured.

Connaissances

Payments ops

Data interpretation

SWIFT/ISO20022

Testing discipline

Communication

Formation

Bachelor's degree or equivalent

Description du poste

State Street is seeking a detail-oriented payments analyst to support the implementation and ongoing operations of the payment anomaly detection capability. You will perform hands-on business analysis, rule validation, test execution, process documentation and operational readiness, then transition after go-live into day-to-day operations, rule performance, exception and control support.

The role focuses on ensuring anomaly detection identifies unusual payments without delaying processing,