Senior P&C Insurance Analyst — Remote Impact & Launch

Kin; United States; Remote; USD 110,000 - 150,000; Full time

Benefits offered by this job

Competitive salary

Company equity RSUs

401(k) match

Health plan options

Job summary

Kin is a remote-first home insurance company building products that help homeowners thrive. We’re looking for a Senior Insurance Business Analyst to turn insurance product decisions into systems that work as intended and support state launches.

You’ll own the requirements lifecycle across filings, forms, ratings, endorsements, and configurations, partnering with Product, Actuarial, Underwriting, Compliance, Claims, and Engineering to ensure accurate, implementation-ready specifications and

Qualifications

• 5+ years as a business analyst with 3+ years in P&C insurance.
• Translate insurance product concepts into structured business and functional requirements.
• Produce user stories, acceptance criteria, process flows, data mappings, and decision tables.
• Partner with cross-functional teams to gather inputs and align decisions.
• Lead UAT planning, testing, and validation to ensure correct implementation.

Responsibilities

• Own the requirements lifecycle for insurance product and state-configuration changes, from initial discovery through an implementation-ready handoff to Engineering and Tech Product
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state-specific configurations into clear business requirements and functional specifications
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment
• Document current-state processes and system behavior, define future-state workflows, and manage requirements changes throughout delivery
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins
• Assess the customer, operational, and system impact of proposed product rules, and recommend alternative approaches when a requirement would create unnecessary friction, cost, or unintended consequences
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria that let developers build accurately, while maintaining traceability from approved decisions through implementation and testing
• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made
• Lead UAT planning, test scenarios, business review, and the product review and beta-validation process to confirm product changes are implemented correctly before broader release
• Drive launch readiness and repeatable delivery through process documentation, stakeholder communication, handoff guidance, and continuously improved templates, checklists, and documentation standards

Skills

Business analysis experience

P&C insurance

Translate insurance concepts to reqs

User stories & acceptance criteria

Agile / iterative delivery

Stakeholder collaboration

Job description

Kin is a remote-first home insurance company building products that help homeowners thrive. We’re looking for a Senior Insurance Business Analyst to turn insurance product decisions into systems that work as intended and support state launches.

You’ll own the requirements lifecycle across filings, forms, ratings, endorsements, and configurations, partnering with Product, Actuarial, Underwriting, Compliance, Claims, and Engineering to ensure accurate, implementation-ready specifications and