Senior Insurance BA — Remote, Impactful Product Launches

Kin Insurance; Alabama; Remote; USD 90,000 - 140,000; Full time

Benefits offered by this job

RSUs

401(k) with company match

Medical, dental, and vision plans

Company-funded HSA contributions

Life insurance and disability

Job summary

Kin Insurance seeks a Senior Insurance Business Analyst to translate complex P&C product decisions into implementation-ready requirements across product, actuarial, underwriting, compliance, claims, operations, and engineering teams.

You will own the requirements lifecycle for new products, state launches, endorsements, forms, coverage changes, and rating updates, ensuring accuracy and traceability from decision to deployment.

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance.

Responsibilities

• Own the requirements lifecycle for insurance product and state‑configuration changes, from initial discovery through an implementation‑ready handoff to Engineering and Tech Product.
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state‑specific configurations into clear business requirements and functional specifications.
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment.
• Document current‑state processes and system behavior, define future‑state workflows, and manage requirements changes throughout delivery.
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins.
• Assess the customer, operational, and system impact of proposed product rules, and recommend alternative approaches when a requirement would create unnecessary friction, cost, or unintended consequences.
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria that let developers build accurately, while maintaining traceability from approved decisions through implementation and testing.
• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made.
• Lead UAT planning, test scenarios, business review, and the product review and beta‑validation process to confirm product changes are implemented correctly before broader release.
• Drive launch readiness and repeatable delivery through process documentation, stakeholder communication, handoff guidance, and continuously improved templates, checklists, and documentation standards

Skills

Business analysis

Systems analysis

P&C insurance

Requirements gathering

Agile

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance seeks a Senior Insurance Business Analyst to translate complex P&C product decisions into implementation-ready requirements across product, actuarial, underwriting, compliance, claims, operations, and engineering teams.

You will own the requirements lifecycle for new products, state launches, endorsements, forms, coverage changes, and rating updates, ensuring accuracy and traceability from decision to deployment.