Senior Mortgage Underwriter – FHA/VA, Data-Driven Risk

BMO; California; Sur place; USD 110 000 - 160 000; Plein temps

Avantages offerts par ce poste

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Résumé du poste

BMO Financial Group in California is seeking an experienced mortgage underwriter to assess and decide on new credit applications. You will apply lending principles, analyze complex income, and manage risk while supporting strategic priorities.

The role emphasizes experience with FHA/VA products, web-based approval tools (DU/LP), and strong analytical skills to deliver sound recommendations within policy. Health benefits and retirement plans are offered.

Qualifications

• 8+ years of mortgage underwriting experience required.
• FHA and VA lending guidelines knowledge essential.
• Experience with web-based approval systems (DU/LP) required.
• Strong pipeline management and credit analysis skills.
• Ability to interpret complex income structures and cash flows.

Responsabilités

• Analyzes new customer credit applications and makes lending decisions within defined limits.
• Adjudicates credit applications and provides recommendations based on policy.
• Assists with development of business priorities and execution plans.
• Monitors performance and addresses issues; supports implementation of operational programs.
• Ensures adherence to credit policies, regulations, and risk controls.

Connaissances

Mortgage underwriting

FHA/VA knowledge

DU/LP experience

Pipeline management

Income and cash flow analysis

Risk assessment

Credit analysis

Data-driven decisions

Formation

Bachelor's degree in Business or related field

Outils

Credit application software

Description du poste

BMO Financial Group in California is seeking an experienced mortgage underwriter to assess and decide on new credit applications. You will apply lending principles, analyze complex income, and manage risk while supporting strategic priorities.

The role emphasizes experience with FHA/VA products, web-based approval tools (DU/LP), and strong analytical skills to deliver sound recommendations within policy. Health benefits and retirement plans are offered.