Senior Mortgage Underwriter – FHA/VA Expert

BMO; Arizona; A distancia; USD 90.000 - 120.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health insurance

Tuition reimbursement

Disability & life insurance

Retirement savings plan

Descripción de la vacante

BMO is seeking an experienced mortgage underwriter to analyze new credit applications, adjudicate under defined limits, and provide sound lending recommendations. The role involves applying credit policies, monitoring performance, and supporting operational programs within a regulated framework.

Ideal candidates have 8+ years in mortgage underwriting, FHA/VA knowledge, and strong ability to analyze complex income structures and cash flows, ensuring risk is managed effectively.

Formación

• Approximately 8+ years of mortgage underwriting experience.
• Experience with FHA/VA lending models and secondary market guidelines.
• Experience with web-based approval systems (DU/LP) required.
• Strong pipeline management and risk evaluation capabilities.
• Ability to analyze complex income structures from multiple sources.

Responsabilidades

• Adjudicate new credit applications within defined limits.
• Provide credit analyses and lending recommendations.
• Monitor performance and address issues; support operational programs.
• Apply credit policies, procedures, and regulatory requirements to lending decisions.

Conocimientos

Mortgage underwriting

Credit analysis

Risk assessment

Data analysis

DU/LP experience

Financial statement analysis

Income/Tax analysis

Educación

Post-secondary degree in Business

Herramientas

DU/LP systems

Descripción del empleo

BMO is seeking an experienced mortgage underwriter to analyze new credit applications, adjudicate under defined limits, and provide sound lending recommendations. The role involves applying credit policies, monitoring performance, and supporting operational programs within a regulated framework.

Ideal candidates have 8+ years in mortgage underwriting, FHA/VA knowledge, and strong ability to analyze complex income structures and cash flows, ensuring risk is managed effectively.